Journal of Consumer Affairs
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Determinants of Household Expenditures on AlcoholThis paper examines the determinants of household alcohol expenditures by using a nonnormal and heteroscedastic double‐hurdle model to accommodate zero observations in the sample. The model is a generalization of the double‐hurdle model estimated in previous studies of alcohol consumption. We also examine the effects of explanatory variables by calculating and decomposing the elasticities.... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 30 Số 1 - Trang 48-67 - 1996
An Analysis of the Acquisition of Some Consumer Competencies Among AdolescentsRecent public policy discussions have focused on the role and influences of television, school, and family in teaching young people various desirable and undesirable consumer‐related cognitions and behaviors. This research provides a theoretical and empirical basis useful in resolving such issues. The study examined the influences of television, family, school and peers on the acquisition ... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 12 Số 2 - Trang 277-291 - 1978
The Effects of Credit Attitude and Socioeconomic Factors on Credit Card and Installment DebtMost previous research on credit use has examined the effect of socioeconomic and attitude variables without considering the possible correlation among these factors. Also, the studies have not considered whether there is a difference between general and specific attitudes toward credit and the use of credit. This study addresses those problems and includes installment debt as well as cred... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 35 Số 1 - Trang 162-179 - 2001
Household Debt Quintiles: Explaining Changes 1983–1989Households' changes in consumer debt from 1983–89 were examined using the panel dataset of the Survey of Consumer Finances. Logit models of the odds of an increase and a decrease in debt quintile revealed four factors hypothesized by Bryant (1990) to be symmetrically related—household size, respondents marital status, inflationary expectations, and time preferences. Asymmetrical effects of... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 32 Số 2 - Trang 369-393 - 1998
Effects of Low Income Families' Ability and Willingness to Use consumer Credit on Subsequent Outstanding Credit BalancesThis study investigates consumer credit use of 618 low income families selected from the 1983 and 1986 Survey of Consumer Finances. The low income family's ability and willingness to use credit along with selected interaction variables are tested in a hierarchical multiple regression model. Significant determinants of the amount of credit outstanding in 1986 were household head's employmen... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 28 Số 2 - Trang 403-422 - 1994
Chinese Millenials' happiness and materialism: Explanations from two life‐course theories, self‐esteem , and money‐attitudes Abstract Born in an era of single‐child families and raised in the rapidly growing and globally connected milieu where material wealth is ranked at the top of life's achievements, Chinese millennials are feared to be materialistic. We assessed whether this was the case and whether happiness is gained from materialism. By questioning processes through which materiali... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 55 Số 4 - Trang 1306-1332 - 2021
Your Privacy Is Sealed: Effects of Web Privacy Seals on Trust and Personal Disclosures Online privacy is an issue of increasing national importance, and voluntary privacy seals provided by third‐party organizations such as TRUSTe and BBBOnline have been proposed as a means of assuring consumer privacy. Few studies have examined privacy seal effects. This study presents results of an online experiment that evaluated consumer response to privacy seals in a naturali... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 39 Số 2 - Trang 339-362 - 2005
Are Indian professional women financially literate and prepared for retirement?Abstract This study examines the financial literacy level of Indian professional women and its relation to their retirement planning behavior. We use factor analysis and the Rasch model to evaluate the validity and reliability of a financial literacy scale. Additionally, we use multiple regression to examine the association between demographic characteristics and fi... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 55 Số 4 - Trang 1416-1441 - 2021
“Help, I Have Too Much Stuff!”: Extreme Possession Attachment and Professional OrganizersCompulsive hoarding is a serious problem for consumers, their families, and the communities in which they live. Consumers naturally form attachments to their possessions. However, at the extreme end of the attachment spectrum, these attachments can undermine a consumer's well‐being. This study describes attachment styles exhibited by consumers who sought help from trained professional orga... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 49 Số 2 - Trang 303-327 - 2015
The Cause Cue Effect: Cause‐Related Marketing and Consumer Health PerceptionsMany for‐profit companies (e.g., Kraft, Kentucky Fried Chicken, Keebler, 5‐Hour Energy) are partnering with health‐oriented nonprofits (e.g., Academy of Nutrition and Dietetics, Susan G. Komen for Breast Cancer Research, American Red Cross) to make purchase‐contingent donations. Companies use cause‐related marketing to improve brand image and goodwill for their food products and companies.... ... hiện toàn bộ
Journal of Consumer Affairs - Tập 50 Số 2 - Trang 372-402 - 2016
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