Toward an Understanding of the Online Consumer's Risky Behavior and Protection PracticesJournal of Consumer Affairs - Tập 43 Số 3 - Trang 449-473 - 2009
George R. Milne, Lauren I. Labrecque, Cory Taylor Cromer
This research draws upon protection motivation theory and social cognitive
theory to investigate the extent to which the level of perceived threat and
likelihood of threat along with online self‐efficacy affect online behaviors.
This article contributes to the literature by investigating a wide range of
risky and protective behaviors and examining the role of online self‐efficacy
with a national o... hiện toàn bộ
Who Pays for Credit Cards?Journal of Consumer Affairs - Tập 37 Số 2 - Trang 208-230 - 2003
Sujit Chakravorti, William R. Emmons
The authors model side payments in a competitive credit‐card market. If
competitive retailers absorb the cost of accepting credit cards by charging a
higher goods price to everyone, then someone must subsidize convenience users of
credit cards to prevent them from defecting to merchants who do not accept
cards. The side payment could be financed by card users who roll over balances
and pay interes... hiện toàn bộ
Chinese Millenials' happiness and materialism: Explanations from two life‐course theories, self‐esteem, and money‐attitudesJournal of Consumer Affairs - Tập 55 Số 4 - Trang 1306-1332 - 2021
Helen Inseng Duh, Hong Yu, Yuefeng Ni
AbstractBorn in an era of single‐child families and raised in the rapidly
growing and globally connected milieu where material wealth is ranked at the top
of life's achievements, Chinese millennials are feared to be materialistic. We
assessed whether this was the case and whether happiness is gained from
materialism. By questioning processes through which materialism develops, we
examined how self... hiện toàn bộ
“Help, I Have Too Much Stuff!”: Extreme Possession Attachment and Professional OrganizersJournal of Consumer Affairs - Tập 49 Số 2 - Trang 303-327 - 2015
Catherine A. Roster
Compulsive hoarding is a serious problem for consumers, their families, and the
communities in which they live. Consumers naturally form attachments to their
possessions. However, at the extreme end of the attachment spectrum, these
attachments can undermine a consumer's well‐being. This study describes
attachment styles exhibited by consumers who sought help from trained
professional organizers (... hiện toàn bộ
The Cause Cue Effect: Cause‐Related Marketing and Consumer Health PerceptionsJournal of Consumer Affairs - Tập 50 Số 2 - Trang 372-402 - 2016
Elizabeth A. Minton, T. Bettina Cornwell
Many for‐profit companies (e.g., Kraft, Kentucky Fried Chicken, Keebler, 5‐Hour
Energy) are partnering with health‐oriented nonprofits (e.g., Academy of
Nutrition and Dietetics, Susan G. Komen for Breast Cancer Research, American Red
Cross) to make purchase‐contingent donations. Companies use cause‐related
marketing to improve brand image and goodwill for their food products and
companies. Prior r... hiện toàn bộ
The Effects of Credit Attitude and Socioeconomic Factors on Credit Card and Installment DebtJournal of Consumer Affairs - Tập 35 Số 1 - Trang 162-179 - 2001
Yi-Wen Chien, Sharon A. DeVaney
Most previous research on credit use has examined the effect of socioeconomic
and attitude variables without considering the possible correlation among these
factors. Also, the studies have not considered whether there is a difference
between general and specific attitudes toward credit and the use of credit. This
study addresses those problems and includes installment debt as well as credit
card ... hiện toàn bộ
Household Debt Quintiles: Explaining Changes 1983–1989Journal of Consumer Affairs - Tập 32 Số 2 - Trang 369-393 - 1998
Deborah D. Godwin
Households' changes in consumer debt from 1983–89 were examined using the panel
dataset of the Survey of Consumer Finances. Logit models of the odds of an
increase and a decrease in debt quintile revealed four factors hypothesized by
Bryant (1990) to be symmetrically related—household size, respondents marital
status, inflationary expectations, and time preferences. Asymmetrical effects of
other v... hiện toàn bộ
Effects of Low Income Families' Ability and Willingness to Use consumer Credit on Subsequent Outstanding Credit BalancesJournal of Consumer Affairs - Tập 28 Số 2 - Trang 403-422 - 1994
Lillian Y. Zhu, Carol B. Meeks
This study investigates consumer credit use of 618 low income families selected
from the 1983 and 1986 Survey of Consumer Finances. The low income family's
ability and willingness to use credit along with selected interaction variables
are tested in a hierarchical multiple regression model. Significant determinants
of the amount of credit outstanding in 1986 were household head's employment
status... hiện toàn bộ
An Analysis of the Acquisition of Some Consumer Competencies Among AdolescentsJournal of Consumer Affairs - Tập 12 Số 2 - Trang 277-291 - 1978
George P. Moschis, Roy L. Moore
Recent public policy discussions have focused on the role and influences of
television, school, and family in teaching young people various desirable and
undesirable consumer‐related cognitions and behaviors. This research provides a
theoretical and empirical basis useful in resolving such issues. The study
examined the influences of television, family, school and peers on the
acquisition of speci... hiện toàn bộ