Measures of attitudes of health care consumers toward their own health behaviors and health care institutions reveal the overall pattern of their views as well as their segmented views. Results suggest that some consumers may take a more scientific approach to health care and prevention than others and that demographics, health status, and health consciousness are partial predictors of tha...... hiện toàn bộ
Most previous research on credit use has examined the effect of socioeconomic and attitude variables without considering the possible correlation among these factors. Also, the studies have not considered whether there is a difference between general and specific attitudes toward credit and the use of credit. This study addresses those problems and includes installment debt as well as cred...... hiện toàn bộ
Online privacy is an issue of increasing national importance, and voluntary privacy seals provided by third‐party organizations such as TRUSTe and BBBOnline have been proposed as a means of assuring consumer privacy. Few studies have examined privacy seal effects. This study presents results of an online experiment that evaluated consumer response to privacy seals in a naturali...... hiện toàn bộ
This paper empirically explores the relationship between nutrition knowledge, gender, and food label use. The econometric approach treats both nutrition knowledge and label use as endogenous variables when estimating the model for food label use. The results suggest that nutrition knowledge does not have an effect on label use, confirming the weak link hypothesis between knowledge and beha...... hiện toàn bộ
George R. Milne, Lauren I. Labrecque, Cory Taylor Cromer
This research draws upon protection motivation theory and social cognitive theory to investigate the extent to which the level of perceived threat and likelihood of threat along with online self‐efficacy affect online behaviors. This article contributes to the literature by investigating a wide range of risky and protective behaviors and examining the role of online self‐effica...... hiện toàn bộ
This study investigates consumer credit use of 618 low income families selected from the 1983 and 1986 Survey of Consumer Finances. The low income family's ability and willingness to use credit along with selected interaction variables are tested in a hierarchical multiple regression model. Significant determinants of the amount of credit outstanding in 1986 were household head's employmen...... hiện toàn bộ
The authors model side payments in a competitive credit‐card market. If competitive retailers absorb the cost of accepting credit cards by charging a higher goods price to everyone, then someone must subsidize convenience users of credit cards to prevent them from defecting to merchants who do not accept cards. The side payment could be financed by card users who roll over balances and pay...... hiện toàn bộ
This paper examines the determinants of household alcohol expenditures by using a nonnormal and heteroscedastic double‐hurdle model to accommodate zero observations in the sample. The model is a generalization of the double‐hurdle model estimated in previous studies of alcohol consumption. We also examine the effects of explanatory variables by calculating and decomposing the elasticities....... hiện toàn bộ
Recent public policy discussions have focused on the role and influences of television, school, and family in teaching young people various desirable and undesirable consumer‐related cognitions and behaviors. This research provides a theoretical and empirical basis useful in resolving such issues. The study examined the influences of television, family, school and peers on the acquisition ...... hiện toàn bộ