Measures of attitudes of health care consumers toward their own health behaviors
and health care institutions reveal the overall pattern of their views as well
as their segmented views. Results suggest that some consumers may take a more
scientific approach to health care and prevention than others and that
demographics, health status, and health consciousness are partial predictors of
that consum... hiện toàn bộ
Most previous research on credit use has examined the effect of socioeconomic
and attitude variables without considering the possible correlation among these
factors. Also, the studies have not considered whether there is a difference
between general and specific attitudes toward credit and the use of credit. This
study addresses those problems and includes installment debt as well as credit
card ... hiện toàn bộ
Online privacy is an issue of increasing national importance, and voluntary
privacy seals provided by third‐party organizations such as TRUSTe and BBBOnline
have been proposed as a means of assuring consumer privacy. Few studies have
examined privacy seal effects. This study presents results of an online
experiment that evaluated consumer response to privacy seals in a naturalistic
exposure settin... hiện toàn bộ
This paper empirically explores the relationship between nutrition knowledge,
gender, and food label use. The econometric approach treats both nutrition
knowledge and label use as endogenous variables when estimating the model for
food label use. The results suggest that nutrition knowledge does not have an
effect on label use, confirming the weak link hypothesis between knowledge and
behavior. Ge... hiện toàn bộ
George R. Milne, Lauren I. Labrecque, Cory Taylor Cromer
This research draws upon protection motivation theory and social cognitive
theory to investigate the extent to which the level of perceived threat and
likelihood of threat along with online self‐efficacy affect online behaviors.
This article contributes to the literature by investigating a wide range of
risky and protective behaviors and examining the role of online self‐efficacy
with a national o... hiện toàn bộ
This study investigates consumer credit use of 618 low income families selected
from the 1983 and 1986 Survey of Consumer Finances. The low income family's
ability and willingness to use credit along with selected interaction variables
are tested in a hierarchical multiple regression model. Significant determinants
of the amount of credit outstanding in 1986 were household head's employment
status... hiện toàn bộ
The authors model side payments in a competitive credit‐card market. If
competitive retailers absorb the cost of accepting credit cards by charging a
higher goods price to everyone, then someone must subsidize convenience users of
credit cards to prevent them from defecting to merchants who do not accept
cards. The side payment could be financed by card users who roll over balances
and pay interes... hiện toàn bộ
This paper examines the determinants of household alcohol expenditures by using
a nonnormal and heteroscedastic double‐hurdle model to accommodate zero
observations in the sample. The model is a generalization of the double‐hurdle
model estimated in previous studies of alcohol consumption. We also examine the
effects of explanatory variables by calculating and decomposing the
elasticities. Finding... hiện toàn bộ
Recent public policy discussions have focused on the role and influences of
television, school, and family in teaching young people various desirable and
undesirable consumer‐related cognitions and behaviors. This research provides a
theoretical and empirical basis useful in resolving such issues. The study
examined the influences of television, family, school and peers on the
acquisition of speci... hiện toàn bộ