Journal of Financial Services Research
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* Dữ liệu chỉ mang tính chất tham khảo
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Shadow Financial Regulatory Committee statements
Journal of Financial Services Research - Tập 7 - Trang 365-373 - 1993
A commentary on “Déjà Vu All Over Again: The Causes of U.S. Commercial Bank Failures This Time Around”
Journal of Financial Services Research - Tập 42 - Trang 31-34 - 2012
Cole and White (J Financ Serv Res 2012) show that small banks which failed during the financial crisis–like small banks which faile in previous crises–tended to have high concentration of loans financing commercial real estate and real estate development several years before failure. In contrast, large banks failed during the financial crisis due to the novel strategy of investing in poorly underw...... hiện toàn bộ
Bank lending ‘manias’ in theory and history
Journal of Financial Services Research - Tập 6 - Trang 169-186 - 1992
A popular view of banking crises sees them as consequences of prior bank lending “manias.” Such manias are supposed to be especially likely in legally unrestricted banking systems, where banks can issue notes and are not subject to statutory reserve requirements. Here it is argued that the bank lending mania hypothesis (1) exaggerates the role of subjective factors, including bankers' “confidence”...... hiện toàn bộ
A Top-down Approach to Stress-testing Banks
Journal of Financial Services Research - Tập 49 - Trang 229-264 - 2015
We propose a simple, parsimonious, and easily implementable method for stress-testing banks using a top-down approach that captures the heterogeneous impact of shocks to macroeconomic variables on banks’ capitalization. Our approach relies on a variable selection method to identify the macroeconomic drivers of banking variables as well as the balance sheet and income statement factors that are key...... hiện toàn bộ
Insider Share-Pledging and Equity Risk
Journal of Financial Services Research - Tập 58 - Trang 1-25 - 2020
Corporate insiders frequently borrow from lending institutions and pledge their personal equity as collateral for the loan. This borrowing, or pledging, potentially affects shareholder risk through changing managerial incentives or contingency risk. Using an exogenous shock to lending supply, we document a significant increase in risk arising from pledging. Difference-in-differences regressions in...... hiện toàn bộ
Electronic Finance: Reshaping the Financial Landscape Around the World
Journal of Financial Services Research - Tập 22 - Trang 29-61 - 2002
In recent years, the emergence of electronic finance—especially online banking and brokerage services, and new trading systems—has reshaped the financial landscape around the world. This paper reviews these developments and finds that they are greatly impacting the structure of and competition in financial services industries and will have a large impact on incumbents. Its assessment of how e-fina...... hiện toàn bộ
The financial system and economic performance
Journal of Financial Services Research - Tập 4 - Trang 263-300 - 1990
On the application of finance theory to the insurance firm
Journal of Financial Services Research - Tập 1 - Trang 57-76 - 1987
The primary argument set forth in this article is that the theory of finance can and should be rigorously applied to the study of the insurance firm. In order to illustrate this point, we turn our attention to the insurance solvency literature, where the implications of default risk for insurance company decision-making and regulatory policy are widely discussed but not nearly as widely understood...... hiện toàn bộ
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