Information Technology and Banking Organization

Acemoglu D, Aghion P, Lelarge C, Van Reenen J, Zilibotti F (2007) Technology, information and the decentralization of the firm. Q J Econ 122:1759–1799 Agarwal S, Ben-David I (2014) Do loan officers’ incentives lead to lax lending standards? NBER working paper 19945 Agarwal S, Hauswald R (2010) Authority and information, mimeo Aghion P, Tirole J (1997) Formal and real authority in organizations. J Polit Econ 105:1–29 Albareto G, Benvenuti M, Mocetti S, Pagnini M, Rossi P (2010) The organization of lending and the use of credit scoring techniques in Italian banks: Results of a sample survey, in Luigi Cannari, Marcello Pagnini and Paola Rossi (2010) Altonji JG, Elder TE, Taber CR (2005) Selection on observed and unobserved variables: assessing the effectiveness of Catholic schools. J Polit Econ 113:151–184 Bellows J, Miguel E (2009) War and local collective action in Sierra Leone. J Public Econ 93:1144–1157 Berger AN (2003) The economic effects of technological progress: evidence from the banking industry. J Money Credit Bank 35:141–176 Berger AN, Udell GF (2002) Small business credit availability and relationship lending: the importance of bank organizational structure. Econ J 112:F32–F53 Berger AN, Miller NH, Petersen MA, Rajan RG, Stein JC (2005) Does function follow organizational form? Evidence from the lending practices of large and small banks. J Financ Econ 76:237–269 Bloom N, Garicano L, Sadun R, Van Reenen J (2009) The distinct effects of information technology and communication technology on firm organization, NBER working paper 14975 Blundell R, Dias MC (2009) Alternative approaches to evaluation in empirical microeconomics. J Hum Resour 44:565–640 Bresnahan TF, Brynjolfsson E, Hitt LM (2002) Information technology, workplace organization, and the demand for skilled labor: firm-level evidence. Q J Econ 117:399–376 Brynjolfsson E, Hitt LM (1998) Information technology and organizational design: evidence from micro data, mimeo Canales R, Nanda R (2012) A darker side to decentralized banks: market power and credit rationing in SME lending. J Financ Econ 105:353–366 Cannari L, Pagnini M, Rossi P (2010) Banks, local credit markets and credit supply, Bank of Italy, Seminar and conferences n. 5 Casolaro L, Gobbi G (2007) Information technology and productivity changes in the banking industry. Econ Notes 36:43–76 Christie AA, Joye MP, Watts RL (2003) Decentralization of the firm: theory and evidence. J Corp Financ 9:3–36 Colombo MG, Delmastro M (2004) Delegation of authority in business organizations: an empirical test. J Ind Econ 52:53–80 Feldman R (1997) Small banks and a big change in technology called credit scoring, Federal Reserve Bank of Minneapolis. Region 19–25 Felici R, Pagnini M (2008) Distance, bank heterogeneity and entry in local banking markets. J Ind Econ 56:500–534 Ferri G (1997) Mobilità dei dirigenti ed efficienza allocativa: banche locali e nazionali. Quaderno di Moneta e Credito 245–265 Gurbaxani V, Whang S (1991) The impact of information systems on organizations and markets. Commun ACM 34:59–73 Hertzberg A, Liberti JM, Paravisini D (2010) information and incentives inside the firm: evidence from loan officer rotation. J Financ 65:795–828 Jorgenson DW, Stiroh KJ (2000) Raising the speed limit: U.S. economic growth in the information age. Brook Pap Econ Act 1:125–235 Liberti JM (2005) How does organizational form matter? Distance, communication and soft information, mimeo Liberti JM, Mian A (2009) Estimating the effect of hierarchies on information use. Rev Financ Stud 22:4057–4090 Nunn N, Wantchekon L (2011) The slave trade and the origin of mistrust in Africa. Am Econ Rev 101:3221–3252 Papke LE, Wooldridge J (1996) Econometric methods for fractional response variables with an application to 401(k) plan participation rates. J Appl Econ 11:619–632 Radner R (1993) The organization of decentralized information processing. Econometrica 62:1109–1146 Rajan RG, Wulf J (2006) The flattening firm: evidence from panel data on the changing nature of corporate hierarchies. Rev Econ Stat 88:759–773 Rosenbaum PR, Rubin DB (1985) Constructing a control group using multivariate matched sampling methods that incorporate the propensity score. Am Stat 39:33–38 Scott JA (2006) Loan officer turnover and credit availability for small firms. J Small Bus Manag 44:544–562 Stein JC (2002) Information production and capital allocation: decentralized versus hierarchical firms. J Financ 57:1891–1921 Uchida H, Udell GF, Yamori N (2008) Loan officer and relationship lending to SMEs, working paper 2008–17, Federal Reserve Bank of San Francisco Udell GF (1989) Loan quality, commercial loan review and loan officer contracting. J Bank Financ 13:367–382 Zábojník J (2002) Centralized and decentralized decision making in organizations. J Labor Econ 20:1–22