Các ngân hàng thanh toán tại Vương quốc Anh và thị trường vốn mạo hiểm không chính thức

International Journal of Bank Marketing - Tập 14 Số 1 - Trang 5-14 - 1996
Colin M.Mason1, Richard T.Harrison2
1Colin M. Mason is Reader in Geography, University of Southampton, UK
2Richard T. Harrison is Professor of Management Development, University of Ulster at Jordanstown, Northern Ireland

Tóm tắt

Những thay đổi trong nền kinh tế vĩ mô, kết hợp với sự thay đổi trong các phương thức cho vay của ngân hàng, đã tạo ra một môi trường tài chính khó khăn hơn cho các doanh nghiệp nhỏ tại Vương quốc Anh trong những năm 1990. Bài báo chỉ ra rằng có ngày càng nhiều khuyến khích dành cho các doanh nghiệp nhỏ tìm kiếm vốn đầu tư mạo hiểm như một biện pháp thay thế, nhưng cũng nhấn mạnh bằng chứng về việc thiếu vốn đầu tư mạo hiểm cho các công ty đang tìm kiếm dưới 500.000 bảng Anh và một niềm tin rằng các công ty nhỏ không sẵn sàng tìm kiếm vốn đầu tư mạo hiểm. Bài báo thách thức các quan điểm này và chỉ ra những lợi thế mà các ngân hàng có từ một thị trường vốn đầu tư mạo hiểm không chính thức. Bài báo xem xét các cách thức để các ngân hàng khuyến khích hoạt động như vậy.

Từ khóa

#vốn đầu tư mạo hiểm #doanh nghiệp nhỏ #ngân hàng #Vương quốc Anh #môi trường tài chính

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