How do insured deposits affect bank risk? Evidence from the 2008 Emergency Economic Stabilization Act

Acharya, 2015, A crisis of banks as liquidity providers, J. Finan., 70, 1, 10.1111/jofi.12182

Allen, 2011, Deposit insurance and risk taking, Oxford Rev. Econ. Policy, 27, 464, 10.1093/oxrep/grr022

Berger, 2009, Bank liquidity creation, Rev. Finan. Stud., 22, 3779, 10.1093/rfs/hhn104

Black, 2012, The effect of TARP on bank risk-taking, J. Finan. Stabil., 9, 790, 10.1016/j.jfs.2012.04.001

Brewer, 1995, The impact of deposit insurance on S&L shareholders’ risk/return trade-offs, J. Finan. Ser. Res., 9, 65, 10.1007/BF01051964

Calomiris, 2004, Bank capital and portfolio management: the 1930s capital crunch and the scramble to shed risk, J. Bus., 77, 421, 10.1086/386525

Cole, 2012, Déjà vu all over again: the causes of US commercial bank failures this time around, J. Finan. Ser. Res., 42, 5, 10.1007/s10693-011-0116-9

Dam, 2012, Bank bailouts and moral hazard: evidence from Germany, Rev. Finan. Stud., 25, 2343, 10.1093/rfs/hhs056

Demirgüç-Kunt, 2008

Diamond, 1983, Bank runs, deposit insurance, and liquidity, J. Polit. Econ., 401, 10.1086/261155

Duchin, 2012, The politics of government investment, J. Finan. Econ., 106, 24, 10.1016/j.jfineco.2012.04.009

FDIC, 2010. Temporary Liquidity Guarantee Program Opt-out lists. <https://www.fdic.gov/regulations/resources/tlgp/optout.html> (download May 2014).

FDIC, 2014. When a Bank Fails – Facts for Depositors, Creditors, and Borrowers. <https://www.fdic.gov/consumers/banking/facts/payment.html> (download October 2014).

Fernndez-Val, 2009, Fixed effects estimation of structural parameters and marginal effects in panel probit models, J. Economet., 150, 71, 10.1016/j.jeconom.2009.02.007

Gorton, 1990, Financial intermediaries and liquidity creation, J. Finan., 45, 49, 10.1111/j.1540-6261.1990.tb05080.x

Greene, W., Han, C., Schmidt, P., 2002. The Bias of the Fixed Effects Estimator in Nonlinear Models. Unpublished manuscript, NYU.

Gropp, 2004, Deposit insurance, moral hazard and market monitoring, Rev. Finan., 8, 571, 10.1093/rof/8.4.571

Gropp, 2011, Competition, risk-shifting, and public bail-out policies, Rev. Finan. Stud., 24, 2084, 10.1093/rfs/hhq114

Hovakimian, 2000, Effectiveness of capital regulation at US commercial banks, 1985 to 1994, J. Finan., 55, 451, 10.1111/0022-1082.00212

Imbens, 2009, Recent developments in the econometrics of program evaluation, J. Econ. Lit., 47, 5, 10.1257/jel.47.1.5

Iyer, 2012, Understanding bank runs: the importance of depositor-bank relationships and networks, Am. Econ. Rev., 102, 1414, 10.1257/aer.102.4.1414

Iyer, R., Puri, M., Ryan, N., 2013. Do Depositors Monitor Banks? Working Paper, NBER Working Paper No. 19050.

Kiss, 2012, On the effects of deposit insurance and observability on bank runs: an experimental study, J. Money, Credit Bank., 44, 1651, 10.1111/j.1538-4616.2012.00548.x

Laeven, 2002, Bank risk and deposit insurance, World Bank Econ. Rev., 16, 109, 10.1093/wber/16.1.109

Laeven, 2009, Bank governance, regulation and risk taking, J. Finan. Econ., 93, 259, 10.1016/j.jfineco.2008.09.003

Morrison, 2011, Deposit insurance and subsidized recapitalizations, J. Bank. Finan., 35, 3400, 10.1016/j.jbankfin.2011.05.017

Pennacchi, 2006, Deposit insurance, bank regulation, and financial system risks, J. Monet. Econ., 53, 1, 10.1016/j.jmoneco.2005.10.007

Pennacchi, G., 2009. Deposit insurance. In: AEI Conference on Private Markets and Public Insurance Programs.

Wheelock, 1992, Deposit insurance and bank failures: new evidence from the 1920s, Econ. Inq., 30, 530, 10.1111/j.1465-7295.1992.tb01979.x

Wheelock, 1995, Explaining bank failures: deposit insurance, regulation, and efficiency, Rev. Econ. Stat., 689, 10.2307/2109816

Wheelock, 2000, Why do banks disappear? The determinants of US bank failures and acquisitions, Rev. Econ. Stat., 82, 127, 10.1162/003465300558560