Bank Competition and Loan Quality

Allen F, Gale D (2000) Comparing financial systems. MIT Press Beck T, Demiguc-Kunt A, Levine R (2006) Bank concentration and crises. J Bank Financ 30:1581–1603 Beck T, De Jonghe O, Schepens G (2013) Bank competition and stability: cross-country heterogeneity. J Financ Intermed 22(2):218–244 Berger A, Klapper LF, Turk-Ariss R (2009) Bank competition and financial stability. J Financ Serv Res 35(2):99–118 Bouckaert J, Degryse H (2006) Entry and strategic information display in credi markets. Econ J 116:702–720 Boyd J, De Nicolo G (2005) The theory of bank risk taking and competition revisited. J Financ 60:1329–1343 Boyd J, De Nicolo G, Jalal A (2006) Bank risk-taking and competition revisited: new theory and new evidence. IMF working paper Broecker T (1990) Creditworthiness tests and interbank competition. Econometrica 58(2):429–452 Carbo S, Humphrey D, Maudos J, Molyneux P (2009) Cross-country comparisons of competition and pricing power in European banking. J Int Money Financ 28(1):115–134 Craig B, Dinger V (2010) Deposit market competition, wholesale funding, and bank risk. European Banking Center Discussion paper 2010-17S Demsetz R, Saidenberg M, Strahan P (1996) Banks with something to lose: the disciplinary role of franchise value. FRBNY Econ Policy Rev 2:1–14 Dick A (2006) Nationawide branching and its impact on market structure, quality and bank performance. J Bus 79:567–592 Edwards F, Mishkin F (1995) The decline of traditional banking: implications for financial stability and regulatory policy. Econ Policy Rev 1:37–45 Freixas X, Hurkens S, Morrison A, Vulkan N (2007) Interbank competition with costly screening. BE J Theor Econ 7(1):1–25 Fungacova Z, Weill L (2013) Does competition influence bank failures? Econ Transit 21(2):301–322 Galloway T, Lee W, Roden D (1997) Banks’ changing incentives and opportunities for risk taking. J Bank Financ 21:509–527 Hellmann T, Murdock K, Stiglitz J (2000) Liberalization, moral hazard in banking, and prudential regulation: are capital requirements enough? Am Econ Rev 90(1):147–165 Holmstrom B, Tirole J (1997) Financial intermediation, loanable funds, and the real sector. Q J Econ 112(3):663–691 Jayaratne J, Strahan P (1998) Entry restrictions, industry evolution, and dynamic efficiency: evidence from commercial banking. J Law Econ 61:239–275 Jimenez G, Lopez J, Saurina J (2013) How does competition affect bank risk taking? J Financ Stab 9(2):185–195 Keeley M (1990) Deposit insurance, risk and market power in banking. Am Econ Rev 80:1183–1200 Martinez-Miera D, Repullo R (2010) Does competition reduce the risk of bank failure? Rev Financ Stud 23(10):3638–3664 Matutes C, Vives X (2000) Imperfect competition, risk taking and regulation in banking. Eur Econ Rev 44:1–34 Miller M (2003) Credit reporting systems around the globe: the state of the art in public credit registries and private credit reporting firms. In: Credit reporting systems and the international economy. The MIT Press, Cambridge, Massachusetts, pp 25–79 Niu J (2008) Bank competition, risk, and subordinated debt. J Financ Serv Res 33(1):37–56 Padilla J, Pagano M (1997) Endogenous communication among lenders and entrepreneurial incentives. Rev Financ Stud 10:205–236 Padilla J, Pagano M (2000) Sharing default information as a borrower disciplining device. Eur Econ Rev 44:1951–1950 Pagano M, Jappelli T (1993) Information sharing in credit markets. J Financ 5:1693–1718 Repullo R (2004) Capital requirements, market power, and risk-taking in banking. J Financ Intermed 13:156–182 Salas V, Saurina J (2003) Deregulation, market power and risk behaviour in spanish banks. Eur Econ Rev 47:1061–1075 Schaeck K, Cihak M (2013) Competition, efficiency, and stability in banking. Financ Manag 1–27 (forthcoming) Schaeck K, Cihak M, Wolfe S (2009) Are competitive banking systems more stable? J Money Credit Bank 41:711–734 Shaffer S (1998) The winner’s curse in banking. J Financ Intermed 7:359–392 Vo T (2009) Banking competition, monitoring incentives and financial stability. Norges Bank Working Paper Von Thadden E (2004) Asymmetric information, bank lending and implicit contracts: the winner’s curse. Financ Res Lett 1:11–23