Do dynamic provisions enhance bank solvency and reduce credit procyclicality? A study of the Chilean Banking systemSpringer Science and Business Media LLC - Tập 13 - Trang 178-188 - 2012
Jorge A Chan-Lau
Dynamic provisions could help to enhance the solvency of individual banks and
reduce procyclicality. Accomplishing these objectives depends on
country-specific features of the banking system, business practices and the
calibration of the dynamic provisions scheme. In the case of Chile, a simulation
analysis suggests Spanish dynamic provisions would improve banks’ resilience to
adverse shocks but w... hiện toàn bộ
Evolving international supervisory architecture: Design, rationale and policy reformSpringer Science and Business Media LLC - Tập 6 - Trang 246-260 - 2005
Saibal Ghosh
The evolving transnational supervisory arrangements do not fully address the
existing asymmetries in institutional arrangements. Seeking to broad base the
unrepresentative arrangements to include the developing countries in the
standard setting process and thus enhancing the universality of supervisory
standards remains a major challenge.
European banks after the global financial crisis: a new landscapeSpringer Science and Business Media LLC - Tập 20 - Trang 51-73 - 2018
Marisa Basten, Antonio Sánchez Serrano
The global financial crisis has created a different macroeconomic and regulatory
environment for banks. In this paper, using market-based and structural
indicators, we try to provide a narrative for the new landscape in which
European banks operate and, at least partially, to answer the question of
whether banks are now safer. To that purpose, we separately consider three
periods: pre-crisis (befo... hiện toàn bộ
The structure, regulation and supervision of Islamic banksSpringer Science and Business Media LLC - Tập 13 - Trang 228-240 - 2012
Simon Archer, Rifaat Ahmed Abdel Karim
A key feature of Islamic banks is their use of Unrestricted Profit Sharing (and
Loss Bearing) Investment Accounts (UPSIA) in place of conventional
interest-bearing deposits. In the first place, this raises a supervisory issue:
UPSIA are, strictly speaking, investment (that is, capital market) products,
rather than banking products. Hence, they call for a regulatory and supervisory
approach that di... hiện toàn bộ
Asset management companies, non-performing loans and systemic crisis: A developing country perspectiveSpringer Science and Business Media LLC - Tập 13 - Trang 147-170 - 2012
Onyeka Osuji
Nigeria's response to its 2009 banking crisis, which indicated exogenous and
endogenous local and global risk factors for non-performing loans (NPLs),
included the apparent orthodoxy of establishing an asset management company
(AMCON). This article examines the justifications for and effectiveness of AMCON
as a mechanism for resolving NPLs in a developing economy. Having compared
Nigeria and Korea... hiện toàn bộ
The Dodd–Frank Act’s non-uniform regulatory impact on the banking industrySpringer Science and Business Media LLC - Tập 21 - Trang 188-195 - 2019
Burak Dolar, Ben Dale
The Dodd–Frank was signed into law in 2010 in response to the financial crisis
of 2008 and the ensuing Great Recession. The changes brought about by the
Dodd–Frank Act impact, directly and indirectly, all institutions operating in
the banking industry. In this paper, we study the relative impact of increased
compliance costs across banks of different sizes. Analyzing a dataset comprising
the entir... hiện toàn bộ
Bank holding company dividend policy, regulatory guidance and the Great RecessionSpringer Science and Business Media LLC - Tập 17 - Trang 149-158 - 2015
William C Handorf
Dividend policy has long reflected a ‘puzzle’ to academic research. Are
dividends irrelevant or do dividends signal future performance and/or regulatory
restrictions? We evaluate the dividend policy of systemically important US bank
holding companies before, during and after the Great Recession and Panic of
2008. The majority of companies sharply reduced dividends to conserve liquidity
and retain ... hiện toàn bộ
Good regulation versus bad regulationSpringer Science and Business Media LLC - Tập 19 - Trang 55-63 - 2017
Imad A. Moosa
The debate on regulation typically revolves around the quantity of regulation
and the choice between regulation and deregulation. While the global financial
crisis has taught us that regulation is necessary, this does not mean that
regulation cannot be counterproductive. Good regulation is any regulation that
reduces the extent of fraud and corruption in the financial sector without
imposing exces... hiện toàn bộ
The fight against illicit finance: A critical review of the Labour government's policySpringer Science and Business Media LLC - Tập 12 - Trang 252-275 - 2011
Nicholas Ryder
The aim of this article is to identify and critically consider the effectiveness
of the Labour government's policy towards financial crime. The article
highlights the general threat posed by financial crime, yet concentrates on the
government's policies towards money laundering, fraud and terrorist financing.
The principle of autonomy of letters of credit is sacrosanct in natureSpringer Science and Business Media LLC - Tập 5 - Trang 72-77 - 2003
Charles Chatterjee, Anna Lefcovitch
Identifiable judicial guidelines exist to confirm the autonomous character of
letters of credit. Unless clear fraud is established in a case, no bank can
derogate from this principle. Disputes arising under an underlying contract do
not affect the principle of autonomy of letters of credit, nor may a set-off or
counterclaim be allowed in order to depart from obligations arising by virtue of
issuin... hiện toàn bộ