Women-led Firms and Credit Access. A Gendered Story?

Italian Economic Journal - Tập 9 - Trang 199-233 - 2022
Stefania Basiglio1, Paola De Vincentiis2, Eleonora Isaia2, Mariacristina Rossi2
1ESOMAS Department, Scuola di Management e Economia, Università degli Studi di Torino, Torino, Italy
2Department of Management, Scuola di Management e Economia, Università degli Studi di Torino, Torino, Italy

Tóm tắt

This work focuses on credit access and demand in Italian firms using the RIL dataset, a sample representative of Italian firms, for the year 2015. We investigate whether the gender of the firm’s decision-maker plays a role in requesting and obtaining a loan. Our results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders. Moreover, the gender gap disappears for more educated women, as well as for firms in the north of the country.

Tài liệu tham khảo

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