What characterises the privately insured in universal health care systems? A review of the empirical evidence

Colombo, 2004, Private health insurance in OECD countries: the benefits and costs for individuals and health systems OECD, 2004 Mossialos, 2002, Voluntary health insurance in the European Union: A critical assessment, International Journal of Health Services, 32, 19, 10.2190/K6BP-3H1R-L41M-HVGE Kiil, 2011, Determinants of employment-based private health insurance coverage in Denmark, Nordic Journal of Health Economics, 1, 3, 10.5617/njhe.194 Cutler, 2000, The anatomy of health insurance, 564, 10.1016/S1574-0064(00)80170-5 Friedman, 1948, The utility analysis of choices involving risk, Journal of Political Economy, 56, 279, 10.1086/256692 Akerlof, 1970, The market for “lemons”: quality uncertainty and the market mechanism, Quarterly Journal of Economics, 84, 488, 10.2307/1879431 Rothschild, 1976, Equilibrium in competitive insurance markets: an essay on the economics of imperfect information, Quarterly Journal of Economics, 90, 630, 10.2307/1885326 Wilson, 1977, A model of insurance markets with incomplete information, Journal of Economic Theory, 16, 167, 10.1016/0022-0531(77)90004-7 de Meza, 2001, Advantageous selection in insurance markets, RAND Journal of Economics, 32, 249, 10.2307/2696408 Finkelstein, 2006, Multiple dimensions of private information: evidence from the long-term care insurance market, American Economic Review, 96, 938, 10.1257/aer.96.4.938 Hemenway, 1990, Propitious selection, Quarterly Journal of Economics, 105, 1063, 10.2307/2937886 Fang, 2008, Sources of advantageous selection: evidence from the Medigap insurance market, Journal of Political Economy, 116, 303, 10.1086/587623 Besley, 1999, The demand for private health insurance: do waiting lists matter?, Journal of Public Economics, 72, 155, 10.1016/S0047-2727(98)00108-X Propper, 2001, The demand for private medical insurance in the UK: a cohort analysis, Economic Journal, 111, 180, 10.1111/1468-0297.00627 Olivella, 2006 Propper, 1993, Constrained choice sets in the UK demand for private medical insurance, Journal of Public Economics, 51, 287, 10.1016/0047-2727(93)90067-4 Atherly, 2001, Supplemental insurance: medicare's accidental stepchild, Medical Care Research and Review, 2, 131, 10.1177/107755870105800201 Boyle, 2011, United Kingdom (England): health system review, Health Systems in Transition, 13, 1 Barrett, 2003, Adverse selection and the decline in private health insurance coverage in Australia 1989–1995, Economic Record, 79, 279, 10.1111/1475-4932.00104 Buchmueller TC, Fiebig D, Jones D, Savage E. Advantageous selection in private health insurance: the case of Australia. Working Paper 2008/2. Sydney: University of Technology; 2008. Healy, 2006, Australia: health system review, Health Systems in Transition, 8, 1 Harmon, 2001, Health insurance and health services utilization in Ireland, Health Economics, 10, 135, 10.1002/hec.565 McDaid, 2009, Ireland: health system review, Health Systems in Transition, 11, 1 Sandier, 2004 Pedersen, 2005, Voluntary supplementary health insurance in Denmark, Public Finance and Management, 5, 544 Strandberg-Larsen, 2007, Denmark: health system review, Health Systems in Transition, 9, 1 Machnes, 2006, The demand for private health care under national health insurance. The case of the self-employed, European Journal of Health Economics, 7, 265, 10.1007/s10198-006-0366-x Shmueli, 2001, The effect of health on acute care supplemental insurance ownership: an empirical analysis, Health Economics, 10, 341, 10.1002/hec.616 Christiansen T, Lauridsen J, Kamper-Jørgensen F. Demand for private health insurance and demand for health care by privately and non-privately insured in Denmark. Health economics papers 2002:1. University of Southern Denmark; 2002. Aarbu KO. Demand patterns for treatment insurance in Norway. Bergen: NHH Department of Economics. Discussion Paper No. 11/2010; 2010. Propper, 1989, An econometric analysis of the demand for private health insurance in England and Wales, Applied Economics, 21, 777, 10.1080/758520273 Emmerson, 2001, Should private medical insurance be subsidised?, Health Care UK Wallis, 2003, The determinants of demand for private medical insurance: evidence from the british household panel survey, Royal Economic Society Annual Conference, 84 King, 2005, The determinants of private medical insurance prevalence in England, 1997–2001, Health Services Research, 40, 195, 10.1111/j.1475-6773.2005.00349.x Taylor, 2006, Consumer attributes and the UK market for private medical insurance, International Journal of Bank Marketing, 24, 444, 10.1108/02652320610712076 Jofre-Bonet, 2000, Public health care and private insurance demand: the waiting time as a link, Health Care Management Science, 3, 51, 10.1023/A:1019024903898 Costa, 2003, Demand for private health insurance: how important is the quality gap?, Health Economics, 12, 587, 10.1002/hec.756 Costa, 2005, Why some people go private and others do not: supplementary health insurance in Spain, Public Finance and Management, 5, 523 Costa-Font, 2006, Are private health insurance subscribers unsatisfied with the Spanish National Health system?, The Geneva Papers, 31, 650, 10.1057/palgrave.gpp.2510102 Rodríguez, 2008, Changes in the demand for private medical insurance following a shift in tax incentives, Health Economics, 17, 185, 10.1002/hec.1248 Costa-Font, 2009, Risk attitudes and the demand for private health insurance: the importance of ‘captive preferences’, Annals of Public and Cooperative Economics, 80, 499, 10.1111/j.1467-8292.2009.00396.x Finn C, Harmon C. A dynamic model of demand for private health insurance in Ireland. Bonn: Institute for the Study of Labor. Discussion Paper No. 2472; 2006. Bolhaar J, Lindeboom M, van der Klaauw B. A dynamic analysis of the demand for health insurance and health care. CEPR Discussion Paper No. 6968; 2008. Buchmueller, 2004, Access to physician services: does supplemental insurance matter? Evidence from France, Health Economics, 13, 669, 10.1002/hec.879 Saliba, 2007, Complementary health insurance in France. Who pays? Why? Who will suffer from public disengagement?, Health Policy, 81, 166, 10.1016/j.healthpol.2006.05.017 Grignon M, Kambia-Chopin B. Income and the demand for complementary health insurance in France. IRDES Working Paper No. 24; 2009. Savage, 2003, Moral hazard and adverse selection in Australian private hospitals, Journal of Health Economics, 22, 331, 10.1016/S0167-6296(02)00104-2 Doiron, 2008, Healthy, wealthy, and insured? The role of self-assessed health in the demand for private health insurance, Health Economics, 17, 317, 10.1002/hec.1267 Ellis, 2008, Run for cover now or later? The impact of premiums, threats and deadlines on private health insurance in Australia, International Journal of Health Care Finance and Economics, 8, 257, 10.1007/s10754-008-9040-4 Johar M, Jones G, Keane M, Savage E, Stavrunova O. The demand for private health insurance: do waiting lists or waiting times matter? Working Paper 2010/8. Centre for Health Economics Research and Evaluation, University of Technology Sydney; 2010. Johar M, Jones G, Keane M, Savage E, Stavrunova O. Waiting times and the decision to buy private health insurance. Working Paper 2010/9. Centre for Health Economics Research and Evaluation, University of Technology Sydney; 2010. Knox SA, Savage E, Fiebig DG, Salale V. Joiners and leavers stayers and abstainers: private health insurance choices in Australia. Working Paper 2010/4. Centre for Health Economics Research and Evaluation, University of Technology Sydney; 2010. Godfried, 2001, Adverse selection and the demand for supplementary dental insurance, DE Economist, 149, 177, 10.1023/A:1017566901875 Jones, 2006, The impact of supplementary private health insurance on the use of specialists in selected European countries, Annales d’Economie et de Statistiques, 83 Paccagnella O, Rebba V, Weber G. Voluntary private health care insurance among the over fifties in Europe: a comparative analysis of SHARE data. “Marco Fanno” Working Paper No. 86. Department of Economics and Management, University of Padua; 2008. Bolin K, Hedblom D, Lindgren A, Lindgren B. Asymmetric information and the demand for voluntary health insurance in Europe. NBER Working Paper 15689; 2010. Schokkaert, 2010, Supplemental health insurance and equality of access in Belgium, Health Economics, 19, 377, 10.1002/hec.1478 Eckel, 2008, Men, women and risk aversion: experimental evidence, vol. 1 Bertakis, 2000, Gender differences in the utilization of health care services, Journal of Family Practice, 49, 147 Van Doorslaer, 1992, Equity in the delivery of health care: some international comparisons, Journal of Health Economics, 11, 389, 10.1016/0167-6296(92)90013-Q White, 2009, Gap and parallel insurance in health care systems with mandatory contributions to a single funding pool for core medical and hospital benefits for all citizens in any given geographical area, Journal of Health Politics, Policy and Law, 43, 543, 10.1215/03616878-2009-015 Holt, 2002, Risk aversion and incentive effects, American Economic Review, 92, 1644, 10.1257/000282802762024700 Anderson, 2008, Predicting health behaviors with an experimental measure of risk preference, Journal of Health Economics, 27, 1260, 10.1016/j.jhealeco.2008.05.011 Dohmen T, Falk A, Huffman D, Sunde U, Schupp J, Wagner GG. Individual risk attitudes: new evidence from a large, representative, experimentally validated survey. IZA Discussion Paper No. 1730; 2005.