The role of loan guarantee schemes in alleviating credit rationing in the UK

Astebro, 1999

Beck, 2006, Small and medium-size enterprises: access to finance as a growth constraint, Journal of Banking and Finance, 30, 2931, 10.1016/j.jbankfin.2006.05.009

Berger, 1992, Some evidence on the empirical significance of credit rationing, Journal of Political Economy, 100, 1047, 10.1086/261851

Besanko, 1987, Collateral and credit rationing: sorting in equilibria in monopolistic and competitive credit markets, International Economic Review, 28, 671, 10.2307/2526573

Bester, 1985, Screening vs. rationing in credit markets with imperfect information, American Economic Review, 75, 850

Binks, 1996

Blanchflower, 1998, What makes an entrepreneur?, Journal of Labour Economics, 16, 26, 10.1086/209881

Cambridge, 1996

Chan, 1987, Collateral and competitive equilibria with moral hazard and private information, Journal of Finance, XLII, 345, 10.2307/2328256

Chiapponi, 1997, Empirical contract theory: the case of insurance data, European Economic Review, 41, 943, 10.1016/S0014-2921(97)00052-4

Cowling, 2003, Is the small firms loan guarantee scheme hazardous for banks?, Small Business Economics, 21, 63, 10.1023/A:1024408932156

Cowling, 1999, The incidence of loan collateralisation in small business lending contracts: evidence from the UK, Applied Economics Letters, 6, 291, 10.1080/135048599353258

Cowling, 1999, The determination of bank-small business loan premia in the UK, Applied Economics Letters, 6, 251, 10.1080/135048599353456

Cowling, 1991

Cressy, 2001, Is there adverse selection in the credit market?, Venture Capital, 3, 215, 10.1080/13691060110052104

De Meza, 1996, The borrowers curse: optimism, finance and entrepreneurship, Economic Journal, 106, 375, 10.2307/2235253

Dionne, 1994, Adverse selection, repeated insurance contracts and announcement strategy, Journal of Political Economy, 102, 209, 10.1086/261929

Gelos, 2002, Financial liberalization, credit constraints and collateral: investment in the Mexican manufacturing sector, Journal of Development Economics, 67, 1, 10.1016/S0304-3878(01)00175-4

Goldfeld, 1966

Hanson, 1983

Holtz-Eakin, 1994, Sticking it out: entrepreneurial survival and liquidity constraints, Journal of Political Economy, 53, 10.1086/261921

Jaffee, 1971

King, 1986, Monetary transmissions through bank loans or bank liabilities?, Journal of Money Credit and Banking, 18, 290, 10.2307/1992382

Klapper., L., Laeven., L., Rajan., R., forthcoming. Barriers to entrepreneurship. Journal of Financial Economics

KPMG, 1999

Laeven, 2003, Does financial liberalisation reduce financing constraints?, Financial Management, 32, 5, 10.2307/3666202

Leeth, 1989, The incidence of secured debt: evidence from the small business community, Journal of Financial and Quantitative Analysis, 24, 379, 10.2307/2330818

Levenson, 1997

Lindh, 1996, Self-employment and windfall gains: evidence from the Swedish lottery, Economic Journal, 106, 1515, 10.2307/2235198

Love, 2003, Financial development and financing constraints: international evidence from the structural investment model, Review of Financial Studies, 16, 765, 10.1093/rfs/hhg013

Puelz, 1994, Evidence on adverse selection: equilibrium signalling and cross-subsidization in the insurance market, Journal of Political Economy, 102, 236, 10.1086/261930

Riding, 1998

Riley, 1987, Credit rationing: a further remark, American Economic Review, 77, 224

Shen, 2002, Credit rationing for bad companies in bad years: evidence from bank loan transaction data, International Journal of Finance and Economics, 7, 261, 10.1002/ijfe.188

Slovin, 1983, A model of the commercial loan rate, Journal of Finance, 38, 1583, 10.2307/2327588

Sofianos, 1990, Loan commitments and monetary policy, Journal of Banking and Finance, 14, 677, 10.1016/0378-4266(90)90070-I

Stiglitz, 1981, Credit rationing in markets with imperfect information, American Economic Review, 71, 393

Stiglitz, 1983, Incentive effects of terminations: applications to the credit and labour markets, American Economic Review, 73, 912

Stiglitz, 1987, Credit rationing: reply, American Economic Review, 77, 228

Storey, 1997

Thakor, 1989, Strategic issues in financial contracting: an overview, Financial Management, 18, 39, 10.2307/3665892