The impact of SMEs’ lending and credit guarantee on bank efficiency in South Korea
Tài liệu tham khảo
Aebi, 2012, Risk management, corporate governance, and bank performance in the financial crisis, J. Bank. Financ., 36, 3213, 10.1016/j.jbankfin.2011.10.020
Allen, 1996, Operational efficiency in banking: an international comparison, J. Bank. Financ., 20, 665, 10.1016/0378-4266(95)00026-7
Altunbas, 2000, Efficiency and risk in Japanese banking, J. Bank. Financ., 24, 1605, 10.1016/S0378-4266(99)00095-3
Ang, 1991, Small business uniqueness and the theory of financial management, J. Small Bus. Financ., 1, 1
Ball, 2005, Earnings quality in U.K. private firms: comparative loss recognition timeliness, J. Account. Econ., 391, 83, 10.1016/j.jacceco.2004.04.001
Battese, 1995, A model for technical inefficiency effects in a stochastic frontier production function for panel data, Empir. Econ., 20, 325, 10.1007/BF01205442
Beck, T., Demirguc-Kunt, A., Peria, M.S.M., 2008. Bank Financing for SMEs around the World: Drivers, Obstacles, Business Models and Lending Practices. Policy Research Working Paper, 4785.
Berger, 2009, Bank ownership and efficiency in China: what will happen in the world’s largest nation, J. Bank. Financ., 33, 113, 10.1016/j.jbankfin.2007.05.016
Berger, 1991, The dominance of inefficiencies over scale and product mix economies, J. Monet. Econ., 28, 117, 10.1016/0304-3932(91)90027-L
Berger, 2001, The ability of banks to lend to informationally opaque small business, J. Bank. Financ., 25, 2127, 10.1016/S0378-4266(01)00189-3
Berger, 1995, Relationship lending and lines of credit in small firm finance, J. Bus., 68, 351, 10.1086/296668
Berger, 2006, A more complete conceptual framework for SME Finance, J. Bank. Financ., 30, 2945, 10.1016/j.jbankfin.2006.05.008
Birch, 1987
Birch, 1979
Bonin, 2005, Privatization matters: bank efficiency in transition countries, J. Bank. Financ., 29, 2155, 10.1016/j.jbankfin.2005.03.012
Boocock, 2005, Measuring the effectiveness of credit guarantee schemes: evidence from Malaysia, Int. Small Bus. J., 23, 427, 10.1177/0266242605054054
Boocock, 2001, The financing of small firms: different continents, the same problems?, N. Engl. J. Entrep., 4, 13
Carter, 2006
Cassar, 2004, The financing of business start-ups, J. Bus. Ventur., 19, 261, 10.1016/S0883-9026(03)00029-6
Chortareas, 2012, Bank supervision, regulation, and efficiency: evidence from the European Union, J. Financ. Stab., 8, 292, 10.1016/j.jfs.2011.12.001
Christensen, 1973, Transcendental logarithmic production frontiers, Rev. Econ. Stat., 55, 28, 10.2307/1927992
Coelli, 2005
Craig, 2008, Credit market failure intervention: do government sponsored small business credit programs enrich poorer areas?, Small Bus. Econ., 30, 345, 10.1007/s11187-007-9050-5
Das, 2006, Financial deregulation and efficiency an empirical analysis of Indian banks during the post reform period, Rev. Financ. Econ., 15, 193, 10.1016/j.rfe.2005.06.002
Ellinger, 1993, Issues and approaches in efficiency analysis of agricultural banks, Agric. Finance Rev., 53, 82
Green, 2003
Greene, 2004, Profitability and efficiency in the U.S. life insurance industry, J. Prod. Anal., 21, 229, 10.1023/B:PROD.0000022092.70204.fa
Hesse, H., Cihak, M., 2007. Cooperative Banks and Financial Stability, IMF Working Paper WP/07/2.
Honohan, 2008, Cross-country variation in household access to financial services, J. Bank. Financ., 32, 2493, 10.1016/j.jbankfin.2008.05.004
Howorth, 2001, Small firms’ demand for finance, Int. Small Bus. J., 19, 74, 10.1177/0266242601194005
Ivashina, 2010, Bank lending during the financial crisis of 2008, J. Financ. Econ., 97, 319, 10.1016/j.jfineco.2009.12.001
Kumbhakar, 2007, Economic reforms, efficiency and productivity in Chinese banking, J. Regul. Econ., 32, 105, 10.1007/s11149-007-9028-x
Lee, 2013, Do mergers improve the efficiency of banks in Taiwan? Evidence from stochastic frontier approach, J. Dev. Areas, 47, 395, 10.1353/jda.2013.0017
Lensink, 2008, Bank efficiency and foreign ownership: do good institutions matter?, J. Bank. Financ., 32, 834, 10.1016/j.jbankfin.2007.06.001
Levitsky, 1997, Credit guarantee schemes for SMEs—an international review, Small Enterp. Dev., 8, 4, 10.3362/0957-1329.1997.013
Llisteri, 1997, Credit guarantee schemes: preliminary conclusions, Financier, 4, 95
Montgomery, 2014, Too big to succeed? Banking sector consolidation and efficiency, J. Int. Financ. Mark. Inst. Money, 32, 86, 10.1016/j.intfin.2014.05.005
Moro, 2012, Trust and the demand for personal collateral in SME—bank relationships, J. Entrep. Financ., 16, 57, 10.57229/2373-1761.1006
Nitani, 2005, Promoting enterprise development or subsidizing tradition? — the Japan credit supplementation system, Int. Small Bus. J., 23, 48, 10.1177/0266242605048870
OECD, 2006, The SME financing gap: theory and evidence, Financ. Mark. Trends, 2006, 89, 10.1787/fmt-v2006-art11-en
OECD, 2012
Pasiouras, 2008, Estimating the technical and scale efficiency of Greek commercial banks: the impact of credit risk, off-balance sheet activities, and international operations, Res. Int. Bus. Financ., 22, 301, 10.1016/j.ribaf.2007.09.002
Pasiouras, 2007, Factors influencing the profitability of domestic and foreign commercial banks in the European Union, Res. Int. Bus. Financ., 21, 222, 10.1016/j.ribaf.2006.03.007
Pilloff, 2002, Structure and profitability in banking markets, Rev. Ind. Organ., 20, 81, 10.1023/A:1013362913973
Ratnovski, L., Narain, A., 2007. Public financial institutions in developed countries-organization and oversight. IMF working paper.
Rezvanian, 2002, An examination of cost structure and production performance of commercial banks in Singapore, J. Bank. Financ., 26, 79, 10.1016/S0378-4266(00)00172-2
Stiglitz, 1981, Credit rationing in markets with imperfect information, Am. Econ. Rev., 71, 393
Uesugi, 2010, Effectiveness of credit guarantees in the Japanese loan market, J. Jpn. Int. Econ., 24, 457, 10.1016/j.jjie.2010.08.001
Vogel, 1997, Costs and benefits of loan guarantee programs, Financier, 4, 22
Wingborg, 2000, Financial bootstrapping in small business: examining small business managers’ resource acquisition behaviour, J. Bus. Ventur., 16, 235
Yildirim, 2007, Efficiency of banks: recent evidence from the transition economies of Europe 1993–2000, Eur. J. Financ., 13, 123, 10.1080/13518470600763687
