The fintech gender gap
Tài liệu tham khảo
Acquisti, 2016, The economics of privacy, J. Econ. Lit., 54, 442, 10.1257/jel.54.2.442
Agarwal, 2019, Mobile wallet and entrepreneurial growth, AEA Pap. Proc., 109, 48, 10.1257/pandp.20191010
Ahnert, Toni, Doerr, Sebastian, Pierri, Nicola, Timmer, Yannick, 2022. Does IT Help? Information Technology in Banking and Entrepreneurship. BIS Working Paper 998.
Armantier, 2021, Whom do consumers trust with their data? US survey evidence, BIS Bull., 42
Arner, 2020, Sustainability, FinTech and financial inclusion, Eur. Bus. Organ. Law Rev., 21, 7, 10.1007/s40804-020-00183-y
Auer, Raphael, Cornelli, Giulio, Doerr, Sebastian, Frost, Jon, Gambacorta, Leonardo, 2022. Crypto trading and Bitcoin prices: Evidence from a new database of retail adoption. BIS Working Paper 1049.
Bachas, 2021, How debit cards enable the poor to save more, J. Finance, 76, 1913, 10.1111/jofi.13021
Barboni, 2018
Bartlett, 2022, Consumer-lending discrimination in the FinTech era, J. Financ. Econ., 143, 30, 10.1016/j.jfineco.2021.05.047
Bergemann, 2022, The economics of social data, Rand J. Econ., 53, 263, 10.1111/1756-2171.12407
Boot, 2021, Fintech: What’s old, what’s new?, J. Financial Stab., 53
Breza, Emily, Kanz, Martin, Klapper, Leora F., 2020. Learning to Navigate a New Financial Technology: Evidence from Payroll Accounts. NBER Working Paper.
Brock, 2022, Discriminatory lending: Evidence from bankers in the lab, Am. Econ. J. Appl. Econ.
Brown, 2019, Growing up without finance, J. Financ. Econ., 134, 591, 10.1016/j.jfineco.2019.05.006
Buchak, 2018, Fintech, regulatory arbitrage, and the rise of shadow banks, J. Financ. Econ., 130, 453, 10.1016/j.jfineco.2018.03.011
Bucher-Koenen, Tabea, Alessie, Rob J, Lusardi, Annamaria, Van Rooij, Maarten, 2021. Fearless Woman: Financial Literacy and Stock Market Participation. NBER Working Paper.
Carlin, 2019, Generational differences in managing personal finances, AEA Pap. Proc., 109, 54, 10.1257/pandp.20191011
Célerier, 2019, Bank-branch supply, financial inclusion, and wealth accumulation, Rev. Financ. Stud., 32, 4767, 10.1093/rfs/hhz046
Cockx, 2003, The demand for physician services: Evidence from a natural experiment, J. Health Econ., 22, 881, 10.1016/S0167-6296(03)00047-X
Cole, 2011, Prices or knowledge? What drives demand for financial services in emerging markets?, J. Finance, 66, 1933, 10.1111/j.1540-6261.2011.01696.x
Corbett-Davies, 2018
Cornelli, 2021, Global investment in fintech: Patterns, drivers and implications, BIS Q. Rev., September
Croson, 2009, Gender differences in preferences, J. Econ. Lit., 47, 448, 10.1257/jel.47.2.448
Demirgüç-Kunt, 2017
Demirgüç-Kunt, 2018
Doerr, Sebastian, Gambacorta, Leonardo, Guiso, Luigi, Sanchez del Villar, Marina, 2023. Privacy Regulation and Fintech Lending. Working Paper.
Dohmen, 2011, Individual risk attitudes: Measurement, determinants, and behavioral consequences, J. Eur. Econom. Assoc., 9, 522, 10.1111/j.1542-4774.2011.01015.x
Ernst and Young, 2019
Falk, 2018, Relationship of gender differences in preferences to economic development and gender equality, Science, 362, 1, 10.1126/science.aas9899
Farrelly, 2001, Response by adults to increases in cigarette prices by sociodemographic characteristics, South. Econ. J., 68, 156
Frost, 2019, BigTech and the changing structure of financial intermediation, Econ. Policy, 34, 761, 10.1093/epolic/eiaa003
Fuster, 2019, The role of technology in mortgage lending, Rev. Financ. Stud., 32, 1854, 10.1093/rfs/hhz018
G20, 2022
Gargano, 2018, Does it pay to pay attention?, Rev. Financ. Stud., 31, 4595, 10.1093/rfs/hhy050
Gelbach, 2016, When do covariates matter? And which ones, and how much?, J. Labor Econ., 34, 509, 10.1086/683668
Gomes, 2021, Household finance, J. Econ. Lit., 59, 919, 10.1257/jel.20201461
Guiso, 2004, Does local financial development matter?, Q. J. Econ., 119, 929, 10.1162/0033553041502162
Guiso, Luigi, Zaccaria, Luana, 2021. From Patriarchy to Partnership: Gender Equality and Household Finance. Working Paper.
Hau, Harald, Huang, Yi, Shan, Hongzhe, Sheng, Zixia, 2018. Fintech Credit, Financial Inclusion and Entrepreneurial Growth. Working Paper.
Hebert, Camille, 2020. Gender Stereotypes and Entrepreneur Financing. Working Paper.
Hellmann, Thomas, Mostipan, Ilona, Vulkan, Nir, 2019. Be Careful What You Ask For: Fundraising Strategies in Equity Crowdfunding. NBER Working Paper.
Hyland, 2020, Gendered laws and women in the workforce, Am. Econ. Rev. Insights, 2, 475, 10.1257/aeri.20190542
Jagtiani, 2018, Do fintech lenders penetrate areas that are underserved by traditional banks?, J. Econ. Bus., 100, 43, 10.1016/j.jeconbus.2018.03.001
Jones, 2020, Nonrivalry and the economics of data, Amer. Econ. Rev., 110, 2819, 10.1257/aer.20191330
Ke, 2021, Who wears the pants? gender identity norms and intra-household financial decision making, J. Finance, 76, 1389, 10.1111/jofi.13002
Kim, 2017, Review of family financial decision making: Suggestions for future research and implications for financial education, J. Financial Couns. Plan., 28, 253, 10.1891/1052-3073.28.2.253
Kleinberg, 2018, Human decisions and machine predictions, Q. J. Econ., 133, 237
Kleinberg, 2015, Prediction policy problems, Amer. Econ. Rev., 105, 491, 10.1257/aer.p20151023
le Cessie, 2012, Quantification of bias in direct effects estimates due to different types of measurement error in the mediator, Epidemiology, 23, 551, 10.1097/EDE.0b013e318254f5de
Lee, 2021, Poverty and migration in the digital age: Experimental evidence on mobile banking in Bangladesh, Am. Econ. J. Appl. Econ., 13, 38, 10.1257/app.20190067
Lusardi, 2014, The economic importance of financial literacy: Theory and evidence, J. Econ. Lit., 52, 5, 10.1257/jel.52.1.5
Okat, Deniz, Paaso, Mikael, Pursiainen, Vesa, 2020. Trust in Finance and Consumer Fintech Adoption. Working Paper.
Philippon, Thomas, 2020. On Fintech and Financial Inclusion. BIS Working Paper 841.
Riquelme, 2010, The moderating effect of gender in the adoption of mobile banking, Int. J. Bank Mark., 28, 328, 10.1108/02652321011064872
Sahay, Ratna, von Allmen, Ulric Eriksson, Lahreche, Amina, Khera, Purva, Ogawa, Sumiko, Bazarbash, Majid, Beaton, Kimberly, 2020. The Promise of Fintech: Financial Inclusion in the Post COVID-19 Era. IMF Departmental Papers.
Suri, 2016, The long-run poverty and gender impacts of mobile money, Science, 354, 1288, 10.1126/science.aah5309
Tang, 2019, Peer-to-peer lenders versus banks: Substitutes or complements?, Rev. Financ. Stud., 32, 1900, 10.1093/rfs/hhy137
Thakor, 2020, Fintech and banking: What do we know?, J. Financial Intermediation, 41, 10.1016/j.jfi.2019.100833
VanderWeele, 2016, Mediation analysis: A practitioner’s guide, Annu. Rev. Public Health, 37, 17, 10.1146/annurev-publhealth-032315-021402
Yang, Keer, 2020. Trust as an Entry Barrier: Evidence from Fintech Adoption. Working Paper.