Strategic Price Discrimination in Compulsory Insurance Markets

ANIA, A., TROGER, T., and WAMBACH A. [2002]: “An Evolutionary Analysis of Insurance Markets with Adverse Selection” Games and Economic Behavior, 40, 153–184.

ARMSTRONG, M. and VICKERS, J. [2001]: “Competitive Price Discrimination” RAND Journal of Economics, 32, 579–605.

BOND, ERIC W. and CROCKER KEITH J. [1991]: “Smoking, Skydiving and Knitting: The Endogenous Categorization of Risk in Insurance Markets with Asymmetric Information” Journal of Political Economy, 99, 177–200.

CROCKER, KEITH J. and SNOW, A. [1986]: “The Efficiency Effects of Categorical Discrimination in the Insurance Industry” Journal of Political Economy, 94, 321–344.

CROCKER, KEITH J. and SNOW, A. [1992]: “The Social Value of Hidden Information in Adverse Selection Economies” Journal of Public Economics, 48, 317–347.

CROCKER, KEITH J. and SNOW, A. [2000]: “The Theory of Risk Classification” in Handbook of Insurance, Georges Dionne (Ed.), Boston, MA, Kluwer Academic Publisher.

EDLIN, AARON S. [2003]: “Per-mile Premiums for Auto Insurance” in Economics for an Imperfect World: Essays In Honor Joseph Stiglitz, Richard Arnott, Bruce Greenwald, Ravi Kanbur, and Barry Nalebuff (Eds.), MIT Press, Cambridge.

HOY, MICHAEL [1982]: “Categorizing Risks in The Insurance Industry” Quarterly Journal of Economics, 97, 321–336.

HOY, M. and LAMBERT, P. [2000]: “Genetic Screening and Price Discrimination in Insurance Markets” The Geneva Papers on Risk and Insurance: Theory, 25, 103–120.

HOY, M. [1989]: “The Value of Screening Mechanisms Under Alternative Insurance Possibilities” Journal of Public Economics, 39, 177–206.

KAVALEC, C. and WOODS J. [1999]: “Toward Marginal Cost Pricing of Accident Risk: The Energy, Travel and Welfare Impacts of Pay-at-the-Pump Auto Insurance” Energy Policy, 27, 331–342.

KHAZZOOM, DANIEL J. [2000]: “Pay at the Pump (PATP) Auto Insurance: Criticism and Proposed Modifications” Journal of Insurance Regulation, 18, 448–496.

LITMAN, TODD [2001]: “Distance-Based Vehicle Insurance: Feasibility, Costs and Benefits” Comprehensive Technical Report, Victoria Transport Policy Institute, Victoria, British Columbia.

REA, SAMUEL A. [1992]: “Insurance Classification and Social Welfare” in Contributions to Insurance Economics, Georges Dionne (Ed.), Boston, MA, Kluwer Academic Publisher.

ROCHET, JEAN-CHARLES and STOLE, LARS, A. [2003]: “The Economics of Multidimensional Screening” in Advances in Economics and Econometrics, Theory and Applications—8{th}World Congress of the Econometric Society, Mathias Dewatripont, Lars P. Hansen and Stephen Turnovsky (Eds.), Cambridge University Press, Cambridge.

SCHMALENSEE, R. [1984]: “Imperfect Information and the Equitability of Competitive Prices” Quarterly Journal of Economics, 99, 441–460.

SCHOORENS, GEERT [1999]: “Legal Limits to Risk Classification in a European Union Context” Paper Presented at the 8th Joint Conference EALE-Geneva Association, Rotterdam.

STOLE, LARS A. [2001]: “Price Discrimination in Competitive Environments” in Handbook of Industrial Organization, Mark Armstrong and Robert H. Porter (Eds.), North-Holland, Amsterdam (forthcoming) Vol. III.

VICKREY, WILLIAM [1968]: “Automobile Accidents, Tort Law, Externalities and Insurance: An Economist’s Critique” Law and Contemporary Problems, 33, 464–487.

WENZEL, T. [1995]: “Analysis of National Pay-As-You-Drive Insurance Systems and Other Variable Charges” LBL-37321, Energy and Environment Division, Lawrence Berkeley National Laboratory (CA).