Nội dung được dịch bởi AI, chỉ mang tính chất tham khảo
Hiệu suất và Động lực của Nhóm Chiến lược dưới Các Điều kiện Kinh tế Khác nhau
Tóm tắt
Chúng tôi phân tích các nhóm chiến lược trong thị trường bảo hiểm Đức. Chúng tôi sử dụng phương pháp phân tích cụm để phân chia các nhóm bảo hiểm thành các nhóm chiến lược. Hơn nữa, chúng tôi phân tích xem sự tham gia vào nhóm chiến lược có thể ảnh hưởng đến hiệu suất của các công ty con về tài sản - trách nhiệm. Ngoài ra, chúng tôi xem xét hậu quả của cuộc khủng hoảng tài chính năm 2008 đối với tình hình cạnh tranh trong khu vực bảo hiểm Đức và xem xét liệu có thể coi sự thay đổi về tham gia nhóm chiến lược như là một hệ quả của cuộc khủng hoảng tài chính này hay không. Sử dụng một tập dữ liệu gồm 829 quan sát theo năm cho các năm 2004–2012, kết quả của chúng tôi chỉ ra sự tồn tại của ba nhóm chiến lược trong khu vực bảo hiểm Đức. Thêm vào đó, chúng tôi phát hiện rằng sự khác biệt về hiệu suất ở cấp độ công ty con có thể được quy cho sự tham gia nhóm chiến lược. Hơn nữa, chúng tôi không tìm thấy bằng chứng cho thấy cuộc khủng hoảng tài chính đã gây ra những thay đổi trong việc tham gia nhóm chiến lược.
Từ khóa
#nhóm chiến lược #thị trường bảo hiểm #hiệu suất doanh nghiệp #khủng hoảng tài chính #phân tích cụmTài liệu tham khảo
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