Lựa chọn thẻ: Sử dụng thẻ ngân hàng so với thẻ tín dụng sở hữu

Baumol, William. 1952. “The Transaction Demand for Cash—An Inventory Theoretic Approach.”Quarterly Journal of Economics 66: 545–556. Berger, Allen, and David Humphrey. 1988. “Interstate Banking and the Payments System.”Journal of Financial Services Research 1: 131–145. Boeschoten, Willem. 1992. “Currency Use and Payment Patterns.” InFinancial and Monetary Policy Studies, Vol. 23. Dordrecht, The Netherlands: Kluwer Academic Publishers, pp. 4–41. Canner, Glenn, and Anthony Cyrnak. 1985. “Recent Developments in Credit Card Holding and Use Patterns Among U.S. Families.”Journal of Retail Banking 7: 63–74. Carow, Kenneth, and Michael Staten. 1999. “Debit Credit, or Cash: Survey Evidence on Gasoline Purchases.”Journal of Economics and Business 51: 409–421. Duca, John, and Stuart Rosenthal. 1993. “Borrowing Constraints, Household Debt, and Racial Discrimination in Loan Markets.”Journal of Financial Intermediation 3: 77–103. Duca, John, and William Whitesell. 1995. “Credit Cards and Money Demand: A Cross-Sectional Study.”Journal of Money, Credit, and Banking 27: 604–623. Fargo, Jason. 2000. “The Fight for Retail Credit.”Credit Card Management 13: 41–45. Fisher, Gregory, and Daniel Nagin. 1981. “Fixed Versus Random Coefficient Quantal Choice Models.” InStructural Analysis of Discrete Data with Econometric Application, edited by Charles Manski and Daniel McFadden. Cambridge, MA: MIT Press, pp. 273–304. Fissel, Gregory, and Tullio Jappelli. 1990. “Do Liquidity Constraints Vary Over Time? Evidence from Survey and Panel Data.”Journal of Money, Credit, and Banking 22: 253–261. Flannery, Mark. 1996. “Technology and Payments: Déjà Vu All Over Again?”Journal of Money, Credit, and Banking 28: 965–970. Frank, John. 1996. “Cobranding The Second Act.”Credit Card Management 9: 26–31. Hensher, David, and Lester Johnson. 1981.Applied Discrete-Choice Modeling. New York: Wiley Publishing. Hirschman, Elizabeth. 1982. “Consumer Payment Systems: The Relationship of Attribute Structure to Preference and Usage.”Journal of Business 55: 531–545. Horvitz, Paul. 1996. “Preserving Competition in Electronic Home Banking.”Journal of Money, Credit, and Banking 28: 971–974. Godwin, Deborah. 1998. “Household Debt Quintiles: Explaining Changes 1983–1989.”The Journal of Consumer Affairs 32: 369–393. Jappelli, Tullio. 1990. “Who is Credit Constrained in the U.S. Economy?.”Quarterly Journal of Economics 105: 219–234. Lindley, James, Patricia Rudolph, and Edward Selby, Jr. 1989. “Credit Card Possession and Use: Changes Over Time.”Journal of Economics and Business 41: 127–142. Market Research. 1999. The U.S. Market for General Purpose and Co-Branded Cards. Martell, Terrence, and Robert Fitts. 1981. “A Quadratic Discriminate Analysis of Bank Credit Card User Characteristics.”Journal of Economics and Business, 33: 153–159. Mayer, Martin. 1996. “The Past is a Lousy Prologue: Payments Systems Innovations and the Fed.”Journal of Money, Credit, and Banking 28: 975–979. McFadden, Daniel. 1974. “The Measurement of Urban Travel Demand.”Journal of Public Economics 3: 303–328. McFadden, Daniel. 1981. “Econometric Models of Probabilistic Choice.” InStructural Analysis of Discrete Data, edited by C. Manski and D. McFadden. Cambridge, Mass.: MIT Press. Salandro, Dan, and William Harrison. 1997. “Determinants of the Demand for Home Equity Credit Lines.”The Journal of Consumer Affairs 31: 326–345. Santomero, Anthony. 1974. “A Model of the Demand for Money by Households.”Journal of Finance 29: 89–102. Santomero, Anthony, and John Seater. 1996. “Alternative Monies and the Demand for Media of Exchange.”Journal of Money, Credit, and Banking 28: 942–960. Tobin, James. 1956. “The Interest Elasticity of Transaction Demand for Cash.”Review of Economics and Statistics 38: 241–247. Whitesell, William. 1989. “The Demand for Currency Versus Debitable Accounts.”Journal of Money, Credit, and Banking 21: 246–251. Whitesell, William. 1992. “Deposit Banks and the Market for Payment Media.”Journal of Money, Credit, and Banking 24: 483–498.