Managing customer satisfaction: digital applications for insurance companies

Christian Eckert1,2, Christof Neunsinger2, Katrin Osterrieder2
1Department of Business and Economics, Coburg University of Applied Sciences and Arts, Coburg, Germany
2School of Business, Economics and Society, Friedrich-Alexander University Erlangen-Nürnberg (FAU), Nürnberg, Germany

Tóm tắt

Customer satisfaction management is increasing in importance within the insurance industry. In particular, to define a customer-oriented strategy, installing digital applications based on technologies, e.g. including artificial intelligence or cloud computing, ranks among the major strategic challenges. Against this background, the aim of this paper is to take an integrated perspective on managing customer satisfaction and the digital transformation. Towards this end, we identify and assess a set of digital applications, as a result of a comprehensive review of 106 academic papers and publications of the industry and supervisory authorities. We illustrate the opportunities to increase customer satisfaction and emphasise their impact on insurers at four major customer touch points: contract conclusion, contract modifications, the event of damage and further contacts. Our results are strategic measures to strengthen the position for sales and marketing, to simplify standard processes and to increase efficiency and interaction with the customer.

Tài liệu tham khảo

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