Nội dung được dịch bởi AI, chỉ mang tính chất tham khảo
Thị trường trái phiếu Đức và chính sách tiền tệ của Mỹ
Tóm tắt
Lãi suất thấp đã trở thành một vấn đề lớn cho ngành bảo hiểm nhân thọ châu Âu. Việc thực hiện Solvency II chắc chắn đã buộc các công ty bảo hiểm nhân thọ châu Âu phải cải thiện quy trình quản lý rủi ro và mua trái phiếu dài hạn để xử lý rủi ro lãi suất vốn có của nghĩa vụ của họ. Kết quả là, cho đến nay, ngành công nghiệp dường như đã có thể đối phó với vấn đề lãi suất thấp. Tuy nhiên, bây giờ ngân hàng trung ương Mỹ đã bắt đầu tăng lãi suất. Ngân hàng Canada cũng đã theo chân người láng giềng phía nam của mình. Môi trường chính sách tiền tệ thay đổi ở Bắc Mỹ có thể tạo ra những thách thức mới cho các nhà quản lý tài sản trong ngành bảo hiểm nhân thọ châu Âu. Bài báo này cung cấp một số suy nghĩ bổ sung và bằng chứng thực nghiệm về mối liên hệ giữa chính sách tiền tệ của Mỹ và thị trường trái phiếu châu Âu, sử dụng các kỹ thuật phân tích chuỗi thời gian.
Từ khóa
#Thị trường trái phiếu #chính sách tiền tệ #lãi suất thấp #ngành bảo hiểm nhân thọ #phân tích chuỗi thời gianTài liệu tham khảo
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