Gauging the Financial Capability of Americans

Bernanke, Ben S. 2013. Financial and Economic Education. Speech at the 13th Annual Redefining Investment Strategy Education (RISE) Forum, Dayton, Ohio (via prerecorded video), April 4, http://www.federalreserve.gov/newsevents/speech/20130404a.htm .

Campbell, John Y. 2006. “Household Finance.” Journal of Finance, 61 (4): 1553–1604.

Campbell, John Y., Howell E. Jackson, Brigitte C. Madrian and Peter Tufano . 2011. “Consumer Financial Protection.” Journal of Economic Perspectives, 25 (1): 91–114.

Collins, J. Michael 2012. “Financial Advice: A Substitute for Financial Literacy?.” Financial Services Review, 21 (4): 307–322.

Fonseca, Raquel, Kathleen J. Mullen, Gema Zamarro and Julie Zissimopolous . 2012. “What Explains the Gender Gap in Financial Literacy? The Role of Household Decision Making.” Journal of Consumer Affairs, 46 (1): 90–106.

Garcia, Maria Jose Roa . 2013. “Financial Education and Behavioral Finance: New Insights into the Role of Information in Financial Decisions.” Journal of Economic Surveys, 27 (2): 297–315.

Greenspan, Alan . 2002. “Financial Literacy: A Tool for Economic Progress.” Futurist, 36 (4): 37–41.

Hamermesh, Daniel S. 2004. “Maximizing the Substance in the Soundbite: A Media Guide for Economists.” Journal of Economic Education, 35 (4): 370–382.

Hastings, Justine S., Brigitte C. Madrian and William L. Skimmyhorn . 2013. “Financial Literacy, Financial Education, and Economic Outcomes.” Annual Review of Economics, 5: 347–373.

Lusardi, Annamaria and Olivia S. Mitchell . 2007. “Financial Literacy and Retirement Preparedness: Evidence and Implications for Financial Education.” Business Economics, 42 (1): 35–44.

Lusardi, Annamaria and Olivia S. Mitchell . 2014. “The Economic Importance of Financial Literacy: Theory and Evidence.” Journal of Economic Literature, 52 (1): 5–44.

Morgan, James N. 1955. Consumer Economics. Prentice-Hall.

Olsen, Anya and Kevin Whitman . 2012. “An Overview of Contemporary Financial Education Initiatives Aimed at Minority Populations.” in Consumer Knowledge and Financial Decisions, edited by Douglas J. Lamdin. Springer, 77–100.

Rhine, Sherrie L.W. and William H. Greene . 2013. “Factors that Contribute to Becoming Unbanked.” Journal of Consumer Affairs, 47 (1): 27–45.

Robb, Cliff A. and Ann S. Woodyard . 2011. “Financial Education and Best Practice Behavior.” Journal of Financial Planning and Counseling, 21 (1): 60–70.

Schneider, Friedrich and Gebhard Kirchgassner . 2009. “Financial and World Economic Crisis: What Did Economists Contribute?” Public Choice, 140 (3/4): 319–327.

Schuchardt, Jane, Sherman D. Hanna, Tahira K. Hira, Angela C. Lyons, Lance Palmer and Jing Jian Xiao . 2009. “Financial Literacy and Education Research Priorities.” Journal of Financial Counseling and Planning, 20 (1): 84–95.

Willis, Lauren E . 2009. “Evidence and Ideology in Assessing the Effectiveness of Financial Literacy Education.” San Diego Law Review, 46 (2): 415–458.