Nội dung được dịch bởi AI, chỉ mang tính chất tham khảo
Ảnh hưởng của chính sách bảo lãnh tín dụng đến sự tồn tại và hiệu suất của các doanh nghiệp vừa và nhỏ tại Hàn Quốc
Tóm tắt
Nghiên cứu này đánh giá tác động của bảo lãnh tín dụng đối với các doanh nghiệp vừa và nhỏ (SMEs) tại cấp độ doanh nghiệp. Để ước lượng tác động của bảo lãnh tín dụng, chúng tôi phân tích mối quan hệ giữa bảo lãnh tín dụng, sự sống còn của các doanh nghiệp được bảo lãnh và hiệu suất sản xuất của họ. Kết quả cho thấy tần suất bảo lãnh tín dụng đã giúp các doanh nghiệp được bảo lãnh đạt được hiệu suất tốt nói chung. Ngược lại, tác động của số tiền bảo lãnh lại không rõ ràng, bởi vì có sự khác biệt giữa tác động ngay lập tức và tác động chậm. Do đó, chúng tôi kết luận rằng bảo lãnh tín dụng đã đạt được một phần mục tiêu trong việc giảm bớt khó khăn cho các SMEs trong việc tiếp cận tài chính và ổn định việc làm.
Từ khóa
#bảo lãnh tín dụng #doanh nghiệp vừa và nhỏ #hiệu suất #khả năng sống còn #Hàn QuốcTài liệu tham khảo
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