E-commerce and identity fraud

This paper focuses on the subject of personal and corporate identity in the UK, the ways in which identity can be substantiated, and the methods used by fraudsters to invent identities or copy other people's identities. The setting for this is the Internet, as utilised as a channel of introduction by two market sectors - retail and financial services. The paper considers the availability and suitability of deploying fraud prevention solutions to reduce substantiated fraud and discourage repeat attacks.