Does rural women’s involvement with one more microcredit organization change any psychosocial and economic conditions in their lives? A study on northern Bangladesh

SN Social Sciences - Tập 4 - Trang 1-16 - 2024
Md. Ripul Kabir1, Shajedur Rahman Shakil1, Mamunor Rashid2
1Sociology Discipline, Social Science School, Khulna University, Khulna, Bangladesh
2Mass Communication and Journalism Discipline, Social Science School, Khulna University, Khulna, Bangladesh

Tóm tắt

The purpose of this study was to assess the psychosocial and economic aspects of rural women engaged with one more microcredit organization of Chirirbandar Upazila under the Dinajpur District of Bangladesh. This survey-based study adopted a random sampling technique to collect primary data from 200 rural women through face-to-face interviews from September to October 2019. The study reveals that rural women’s household income, monthly family expenditure, and monthly savings increased after joining one more microcredit organization. Their ability to pay installments as per schedule as well as medical expenses increased. In addition, rural women’s involvement with MCO had a statistically significant association with their self-confidence (p < 0.05), social service (p = 0.005), and family entertainment (p < 0.001). For more advancement of the rural poor women, joint intervention between Government and Non-government organizations regarding the credit program can be solicited.

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