Creditor information registries and relationship lending
Tài liệu tham khảo
Aggarwal, 2016, National preferences for bank or market financing, Economic Commentary, 4
Altomonte, 2012
Bae, 2009, Creditor rights, enforcement, and bank loans, J. Finance, 64, 823, 10.1111/j.1540-6261.2009.01450.x
Barron, 2003, The Value of Comprehensive Credit Reports: Lessons from the US Experience, Credit Rep. Syst. Int. Econ., 8, 273
Bartoli, 2013, SME Financing and the Choice of Lending Technology in Italy: Complementarity or Substitutability?, J. Bank. Financ., 37, 5476, 10.1016/j.jbankfin.2013.08.007
Beck, 2018, When arm’s length is too far: relationship banking over the credit cycle, J. Financ. Econ., 127, 174, 10.1016/j.jfineco.2017.11.007
Behr, 2012, The effect of information sharing between lenders on access to credit, cost of credit, and loan performance – evidence from a credit registry introduction, J. Bank. Financ., 36, 3017, 10.1016/j.jbankfin.2012.07.007
Berger, 2011, Bank size, lending technologies, and small business finance, J. Bank. Financ., 35, 724, 10.1016/j.jbankfin.2010.09.004
Berger, 2002, Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure, Econ. J., 112, F32, 10.1111/1468-0297.00682
Berger, 2006, A more complete conceptual framework for SME finance, J. Bank. Financ., 30, 2945, 10.1016/j.jbankfin.2006.05.008
Berger, 2005, Does function follow organizational form? Evidence from the lending practices of large and small banks, J. Financ. Econ., 76, 237, 10.1016/j.jfineco.2004.06.003
Berger, 2017, Small bank comparative advantages in alleviating financial constraints and providing liquidity insurance over time, Rev. Financ. Stud., 30, 3416, 10.1093/rfs/hhx038
Berglof, 1998, Soft budget constraints and banking in transition economies, J. Comp. Econ., 26, 18, 10.1006/jcec.1997.1510
Bertrand, 2018
Bharath, 2011, Lending relationships and loan contract terms, Rev. Financ. Stud., 24, 1141, 10.1093/rfs/hhp064
Bolton, 2016, Relationship and transaction lending in a crisis, Rev. Financ. Stud., 29, 2643, 10.1093/rfs/hhw041
Bos, 2016
Bouckaert, 2006, Entry and strategic information display in credit markets, Econ. J., 116, 702, 10.1111/j.1468-0297.2006.01107.x
Bradford, 2020, Do legal origins predict legal substance?, J. Law Econ.
Brown, 2009, Information sharing and credit: firm-level evidence from transition countries, J. Financ. Intermediation, 18, 151, 10.1016/j.jfi.2008.04.002
Brown, 2007, Credit reporting, relationship banking, and loan repayment, J. Money Credit Bank., 39, 1883, 10.1111/j.1538-4616.2007.00092.x
Brown, 2010, The Emergence of Information Sharing in Credit Markets, J. Financ. Intermediation, 19, 255, 10.1016/j.jfi.2009.03.001
Cenni, 2015, Credit Rationing and Relationship Lending: Does Firm Size Matter?, J. Bank. Financ., 53, 249, 10.1016/j.jbankfin.2014.12.010
Cho, 2014, Creditor rights and capital structure: evidence from international data, J. Corp. Financ., 25, 40, 10.1016/j.jcorpfin.2013.10.007
De Janvry, 2010, The supply- and demand-side impacts of credit market information, J. Dev. Econ., 93, 173, 10.1016/j.jdeveco.2009.09.008
De la Torre, 2010, Bank involvement with SMEs: beyond relationship lending, J. Bank. Financ., 34, 2280, 10.1016/j.jbankfin.2010.02.014
Degryse, 2000, Relationship lending within a bank-based system: evidence from european small business data, J. Financ. Intermediation, 9, 90, 10.1006/jfin.1999.0278
Dewatripont, 1995, Contractual contingencies and renegotiation, Rand J. Econ., 26, 704, 10.2307/2556014
Dierkes, 2013, Business credit information sharing and default risk of private firms, J. Bank. Financ., 37, 2867, 10.1016/j.jbankfin.2013.03.018
Djankov, 2007, Private credit in 129 countries, J. Financ. Econ., 84, 299, 10.1016/j.jfineco.2006.03.004
Djankov, 2008, Debt enforcement around the world, J. Polit. Econ., 116, 1105, 10.1086/595015
Djankov, 2008, The law and economics of self-dealing, J. financ. econ., 88, 430, 10.1016/j.jfineco.2007.02.007
Doblas-Madrid, 2013, Sharing information in the credit market: contract-level evidence from U.S. Firms, J. Financ. Econ., 109, 198, 10.1016/j.jfineco.2013.02.007
Ferri, 2015, Do firm–Bank ‘Odd couples’ exacerbate credit rationing?, J. Financ. Intermediation, 24, 231, 10.1016/j.jfi.2014.09.002
Ferri, 2019, Bank Lending Technologies and Credit Availability in Europe: What Can We Learn from the Crisis?, J. Int. Money Finance, 95, 128, 10.1016/j.jimonfin.2019.04.003
González-Uribe, 2014
Grajzl, 2016, Information sharing and the volume of private credit in transition: evidence from Ukrainian bank-level panel data, J. Comp. Econ., 44, 434, 10.1016/j.jce.2015.12.006
Hauswald, 2006, Competition and strategic information acquisition in credit markets, Rev. Financ. Stud., 19, 967, 10.1093/rfs/hhj021
Heckman, 1976, The Common structure of statistical models of truncation, sample selection and limited dependent variables and a simple estimator for such models, Vol. 5, 475
Jaffee, 1976, Imperfect information, uncertainty, and credit rationing, Q. J. Econ., 90, 651, 10.2307/1885327
Jaffee, 1989
Jappelli, 2000
Jappelli, 2002, Information sharing, lending and defaults: cross-country evidence, J. Bank. Financ., 26, 2017, 10.1016/S0378-4266(01)00185-6
Jentzsch, 2007, 5, 48
Kallberg, 2003, The value of private sector business credit information sharing: the US case, J. Bank. Financ., 27, 449, 10.1016/S0378-4266(02)00387-4
Karapetyan, 2014, Information sharing and information acquisition in credit markets, Rev. Financ., 18, 1583, 10.1093/rof/rft031
Klapper, 2006, The role of factoring for financing small and medium enterprises, J. Bank. Financ., 30, 3111, 10.1016/j.jbankfin.2006.05.001
Kysucky, 2015, The Benefits of Relationship Lending in a Cross-Country Context: A Meta-Analysis, Manage. Sci., 62, 90, 10.1287/mnsc.2014.2088
La Porta, 1998, Law and finance, J. Polit. Econ., 106, 1113, 10.1086/250042
La Porta, 2006, What Works in Securities Laws?, J. Finance, 61, 1, 10.1111/j.1540-6261.2006.00828.x
López-Espinosa, 2017, When Does Relationship Lending Start to Pay?, J. Financ. Intermediation, 31, 16, 10.1016/j.jfi.2016.11.001
Love, 2003
Luoto, 2007, Credit information systems in less developed countries: a test with microfinance in Guatemala, Econ. Dev. Cult. Change, 55, 313, 10.1086/508714
McLean, 2012, Why does the law matter? Investor protection and its effects on investment, finance, and growth, J. Finance, 67, 313, 10.1111/j.1540-6261.2011.01713.x
Miller, 2004
Padilla, 1997, Endogenous Communication Among Lenders and Entrepreneurial Incentives, Rev. Financ. Stud., 10, 205, 10.1093/rfs/10.1.205
Padilla, 2000, Sharing default information as a borrower discipline device, Eur. Econ. Rev., 44, 1951, 10.1016/S0014-2921(00)00055-6
Pagano, 1993, Information sharing in credit markets, J. Finance, 48, 1693, 10.1111/j.1540-6261.1993.tb05125.x
Petersen, 1994, The benefits of lending relationships: evidence from small business data, J. Finance, 49, 3, 10.1111/j.1540-6261.1994.tb04418.x
Petersen, 1995, The effect of credit market competition on lending relationships, Q. J. Econ., 110, 407, 10.2307/2118445
Powell, 2004, Vol. 3443
Presbitero, 2011, Competition and Relationship Lending: Friends or Foes?, J. Financ. Intermediation, 20, 387, 10.1016/j.jfi.2010.09.001
Qian, 2007, How laws and institutions shape financial contracts: the case of bank loans, J. Finance, 62, 2803, 10.1111/j.1540-6261.2007.01293.x
Schenone, 2010, Lending Relationships and Information Rents: Do Banks Exploit Their Information Advantages?, Rev. Financ. Stud., 23, 1149, 10.1093/rfs/hhp080
Sharpe, 1990, Asymmetric information, bank lending and implicit contracts: a stylized model of customer relationships, J. Finance, 45, 1069
Stein, 2002, Information production and capital allocation: decentralized versus hierarchical firms, J. Finance, 57, 1891, 10.1111/0022-1082.00483
Stiglitz, 1981, Credit rationing in markets with imperfect information, Am. Econ. Rev., 71, 393
Uchida, 2012, Loan officers and relationship lending to SMEs, J. Financ. Intermediation, 21, 97, 10.1016/j.jfi.2011.06.002
Vig, 2013, Access to collateral and corporate debt structure: evidence from a natural experiment, J. Finance, 68, 881, 10.1111/jofi.12020
Williamson, 1987, Costly monitoring, loan contracts, and equilibrium credit rationing, Q. J. Econ., 102, 135, 10.2307/1884684
