An Empirical Investigation on Mobile Banking Service Adoption in Rural Karnataka

Aiken L. S., 1991, Multiple regression: Testing and interpreting interactions

10.1007/978-3-642-69746-3_2

10.1016/0749-5978(91)90020-T

Ajzen I., 1980, Understanding attitudes and predicting social behavior

Alafeef M., 2011, Journal of Applied Science, 6, 373

Al-Gahtani S. S., 2007, Information & Management, 44, 681

Al-Qeisi K. I., 2009, Analyzing the use of UTAUT model in explaining an online behavior: Internet banking adoption

10.3844/jcssp.2012.374.381

10.5465/amr.2007.26586822

Amin H., 2008, International Journal of Business and Society, 9, 43

Annesha B. M., 2014, International Journal of Management and Commerce Innovation, 2, 313

Akour H. (2009). Determinants of mobile learning acceptance: An empirical investigation in higher education (Doctoral dissertation). Oklahoma State University, Stillwater.

Archana V. R., 2012, International Indexed & Referred Research Journal, 1, 45

10.1177/0038038507074798

Armida E., 2008, Adoption process for VOIP: The influence of trust in the UTAUT model

10.4018/978-1-61520-993-4.ch012

10.5815/ijieeb.2012.04.01

10.1016/j.elerap.2006.12.004

10.1057/palgrave.jit.2000136

10.17705/1jais.00122

10.1108/09593840710839798

10.1037/0033-295X.84.2.191

10.1016/j.dss.2010.01.010

Basu A. K., 2005, Labor contracts and the effectiveness of rural public works programs

10.1108/08876040010309185

10.1016/j.jsis.2007.12.002

10.1108/14637150610643751

Benbasat I., 2007, Journal of the Association for Information Systems, 8, 212, 10.17705/1jais.00126

10.1108/08876040010327239

Berk R. A., 2008, Statistical learning from a regression perspective

10.2307/3250921

Bihari S. C., 2011, SCMS Journal of Indian Management, 3, 384

Bihari S. C., 2012, Romanian Journal of Marketing, 1, 50

10.1080/10196780701635773

10.5032/jae.2014.03032

10.1177/1461444807086472

10.1504/IJMC.2006.008947

Carroll J., 2005, Euro mGov, 77

10.1111/j.1365-2575.2005.00183.x

Chaipoopirutana S., 2009, Innovative Marketing, 5, 27

Chan K. Y., 2008, Proceedings of the 12th Pacific Asia Conference on Information System

10.4018/jgim.2004070102

10.1016/j.eswa.2006.05.001

10.1111/j.1540-5915.2001.tb00978.x

10.1504/IJMC.2008.015997

Chen K. Y., 2011, The Service Industries Journal, 1

10.1108/10662240510590324

Cheong J. H., 2008, Proceedings of the 15th International Telecommunication Society Europe Regional Conference

10.1016/j.compedu.2004.06.001

10.1089/cpb.2009.0014

10.2307/249688

Comrey A., 1992, A first course in factor analysis

10.1111/j.1936-4490.2003.tb00305.x

10.1108/02652321011064881

10.1057/palgrave.fsm.4770183

10.1016/j.elerap.2007.02.001

Dahotre S. G., 2009, Mobile banking adoption in India

Dasgupta S., 2011, Romanian Journal of Marketing, 6, 6

Dash M., 2014, Journal of Internet Banking and Commerce, 19, 25

Daud S., 2011, African Journal of Business Management, 5, 2607

10.2307/249008

10.1111/j.1559-1816.1992.tb00945.x

10.1080/07421222.2003.11045748

Dev M. S., 2006, Economic & Political Weekly, 41, 4310

10.1080/01972240802019970

10.1002/jid.1717

10.1080/01436590903134882

10.1002/jid.869

10.1016/j.jbusres.2006.02.006

The Economist, 2004, The Economist, 59

10.1108/02652320510584412

10.1109/HICSS.2003.1174433

Fernando P., 2002, Balancing the load: Women, gender and transport

Fishbein M., 1975, Attitude, intention and behavior: An introduction to theory and research

Foon Y. S., 2011, International Journal of Business and Management, 6, 161

Forsythe S., 2000, International Textile and Apparel Association (ITAA) Annual Conference Proceedings

10.2753/MIS0742-1222220403

Gao T., 2012, Paper presented at the Software Engineering and Service Science (ICSESS), IEEE 3rd International Conference

10.1016/S0148-2963(02)00363-6

10.4018/jgim.2006100101

Gewald H., 2006, Journal of Electronic Commerce Research, 7, 78

10.1109/MPRV.2006.78

Goldstein N. J., 2009, Social psychology of consumer behavior, 273

10.17705/1jais.00125

Gorsuch R. L., 1983, Factor analysis, 2

Govender I., 2012, Mediterranean Journal of Social Sciences, 5, 453

10.1016/j.eswa.2009.03.024

10.1016/j.jsis.2007.12.004

10.1111/deci.12068

10.1016/j.telpol.2015.01.001

10.1108/01409170610645402

10.1108/09699980510634128

10.1049/ir:20051002

10.1109/IACSIT-SC.2009.13

10.1016/j.im.2003.08.014

10.1109/MWC.2006.1593526

Hudson H., 2006, From rural village to global village: Telecommunications for development in the information age

10.1509/jmkr.40.3.366.19237

Jack W., 2010, FRB Richmond Economic Quarterly, 96, 83

10.1162/qjec.122.3.879

10.5430/bmr.v2n1p31

10.1080/10496490903196213

10.5465/amr.2006.20208687

10.1207/S15327744JOCE100103

Karjaluoto H., 2003, Proceedings of the AMA Conference, 14, 170

10.1007/s10956-008-9123-5

10.1002/itdj.20019

10.1016/j.ibusrev.2011.09.003

Khalifa M., 2012, Journal of Computer Information Systems, 53, 14

10.1016/j.chb.2009.10.013

10.1111/j.1365-2575.2007.00269.x

10.1016/j.dss.2005.05.009

10.1108/17505931311316734

10.1177/1077727X00283002

10.1037/0021-9010.87.5.929

10.1057/palgrave.fsm.4770120

10.1108/02652321011064917

10.1287/isre.13.2.205.83

10.1002/itdj.20007

10.1016/j.ijinfomgt.2006.08.006

Kwiatkowski T., 2010, Proceedings of EMNLP-10

10.1108/02652320510629250

Lai D. C. F., 2009, Paper presented at the Proceedings of the Ninth International Conference on Electronic Business

10.2307/25148692

10.1177/1094670503262955

10.1109/HICSS.2007.101

10.1108/09590550710743744

10.1007/978-3-642-05197-5_6

10.1504/IJMC.2005.007021

10.1057/palgrave.fsm.4760077

10.1108/17410390710740763

10.1016/S0167-9236(00)00076-2

10.2753/JEC1086-4415110401

10.1016/j.intcom.2009.06.004

10.1016/j.eswa.2009.07.034

10.1080/10864415.2004.11044299

10.1016/S0378-7206(01)00143-4

Li J. P., 2006, Proceedings of the 2006 ACM SIGMIS CPR conference on computer personnel research: Forty-four years of computer personnel research: Achievements, challenges & the future, 183

Lichtenstein S., 2006, Journal of Electronic Commerce Research, 7, 50

10.1016/S1567-4223(03)00025-5

10.1016/j.ijinfomgt.2010.07.006

10.1016/S0268-4012(00)00005-0

Llamas R. T., 2010, Worldwide smartphone 2010-2014 forecast update: December 2010

10.1016/j.jsis.2005.07.003

10.1016/j.chb.2004.03.003

10.17705/1jais.00127

10.1016/j.dss.2010.02.008

10.1300/J074v12n01_02

10.1287/isre.1040.0032

10.1016/j.jsis.2007.08.001

10.1145/986213.986236

Manjule R., 2014, International Journal of Advance Foundation and Research in Computer, 1, 100

Marchewka J. T., 2014, Communications of the IIMA, 7, 10, 10.58729/1941-6687.1038

10.1108/08876040310486294

10.1080/00220388.2011.621944

10.4018/joeuc.2006070103

McKay C., 2010, Branchless banking 2010: Who’s served? At what price? What’s next?

10.1509/jmkg.69.2.61.60759

10.1509/jmkg.64.3.50.18024

10.5172/impp.2012.14.2.231

Munongo S., 2013, Journal of Business Administration and Education, 3, 51

10.28945/1100

10.1108/01409170610645411

10.1057/palgrave.ejis.3000682

10.1108/07363760510611671

10.1177/0092070305276149

10.1108/10610420410546961

10.1016/j.elerap.2005.09.003

10.1016/j.chb.2004.03.006

10.1108/08876040010327239

Padashetty S., 2013, International Journal of Arts, Science & Commerce, 4, 54

Park J., 2007, Journal of Electronic Commerce Research, 8, 356

Pavlou P. A., 2003, International Journal of Electronic Commerce, 7, 69

10.22237/jmasm/1288584240

Pedersen P., 2002, Proceedings of the 36th Hawaii International Conference on System Sciences

10.1109/HICSS.2002.994011

10.1108/09564230410523358

10.1108/10662240410542652

10.1287/isre.12.2.208.9697

10.1108/08858620810841498

Porter M. E., 2008, Competitive advantage: Creating and sustaining superior performance

10.1145/2463728.2463769

10.1108/02652321011064908

10.1109/ICEBEG.2011.5882031

Qiang C. Z., 2011, Mobile applications for agriculture and rural development

Rangarajan Committee, 2008, Report of the committee on financial inclusion

Rao G. R., 2003, Mondaq Business Briefing

10.2307/3250967

10.1080/17450100802095346

Rheingold H., 2002, Smart mobs: The next social revolution

10.1057/palgrave.fsm.4770170

10.1108/02652321011064872

Rogers E. M., 1995, Diffusion of innovations, 4

Rogers E. M., 2003, Diffusion of innovations, 5, 1

Sachin G., 2012, Asian Banking & Finance, 4, 27

Safeena R., 2011, International Arab Journal of e-Technology, 2, 56

Samudra M. S., 2012, ASCI Journal of Management, 42, 51

Sathya S. D., 2015, International Journal Management and Business Studies, 5, 15

Schaupp L. C., 2005, Journal of Electronic Commerce Research, 6, 95

10.1016/j.im.2006.10.007

10.1016/j.giq.2008.01.006

10.1504/IJEF.2007.011501

10.15373/22778179/AUG2013/2

10.1016/S0167-9236(01)00139-7

Singh R., 2009, Mobile phones for development and profit: A win-win scenario

Singh S., 2014, International Research Journal of Business and Management, 1, 22

Singh S., 2010, SIES Journal of Management, 7, 55

10.1145/545151.545155

Snijders T. A., 2012, Multilevel analysis: An introduction to basic and advanced multilevel modelling, 2

Stofega W., 2009, Worldwide mobile phone 2009-2013 forecast update

Sulaiman A., 2007, International Journal of Communication, 5, 157

10.1016/j.im.2009.06.003

Sunil G., 2013, European Financial Review, 1, 3

10.1057/palgrave.fsm.4770132

10.2307/20650296

10.17705/1jais.00005

10.1016/j.omega.2003.08.005

10.1177/2278533720130203

10.1108/IntR-12-2012-0244

Thomas P., 2007, The 6th annual ISOnEworld Conference

10.2307/249443

Triandis H. C., 1977, Interpersonal behavior

10.1080/10864415.2004.11044301

Unnithan C., 2001, Proceedings of the 11th Annual BIT Conference, Manchester Metropolitan University Business School, 1

Vaishnavi A., 2011, IndiaTimes

van Biljon J., 2008, Journal of Universal Computer Science, 14, 2650

10.1023/A:1014570512129

10.1287/isre.11.4.342.11872

10.1111/j.1540-5915.2008.00192.x

10.2307/3250959

10.1111/j.1540-5915.1996.tb01822.x

10.1287/mnsc.46.2.186.11926

10.17705/1jais.00120

10.2307/20721428

10.2307/3250981

10.1006/obhd.2000.2896

10.2307/30036540

10.1111/j.1365-2575.2011.00373.x

10.1080/1097198X.2010.10856507

Vijaya Bhaskar P, 2013, Speech delivered at the Reserve Bank of India at the MFIN and Access-Assist Summit

Vinayagamoorthy A., 2012, Asian Journal of Research in Banking and Finance, 2, 76

Vishal G., 2012, International Journal of Management, 1, 57

10.1504/IJMC.2003.003498

Vyas C., 2009, Mobile banking in India-Perception and Statistics

10.1109/TKDE.2005.35

10.1016/j.chb.2004.10.017

10.1111/j.1365-2575.2006.00213.x

10.1108/09564230310500192

10.1057/palgrave.jit.2000034

10.1093/jopart/mui021

Williams P. W., 2009, Assessing mobile learning effectiveness and acceptance

10.1080/019722401750175685

10.1016/j.tourman.2012.10.010

Wood W., 2005, Issues in Information Systems, 6, 154

World Bank, 2003, ICT and MDGs: A World Bank group perspective

10.1016/j.im.2004.07.001

Wu M. Y., 2012, Asia Pacific Management Review, 17, 92

Xu D. J., 2006, Journal of Computer Information Systems, 47, 9

Yahya M., 2011, Paper presented at the 2nd International Research Symposium in Service Management

10.1016/j.tele.2004.11.003

10.1016/j.im.2005.08.006

Yu C. S., 2012, Journal of Electronic Commerce Research, 13, 104

10.1089/cpb.2007.0209

Zainudeen A., 2011, Information Technologies & International Development, 7, 45

10.1504/IJMC.2009.021673

Zhou L., 2007, Journal of Electronic Commerce Research, 8, 66

10.1108/10662241111176353

10.1016/j.chb.2010.01.013