Financial literacy and over-indebtedness in low-income households
Tài liệu tham khảo
Agarwal, 2009, Do financial counseling mandates affect mortgage choice and performance? Evidence from a legislative experiment
Agarwal, 2010, Learning to cope: Voluntary financial education and loan performance during a housing crisis, American Economic Review, 100, 495, 10.1257/aer.100.2.495
Agnew, 2005, Asset allocation and information overload: The influence of information display, asset choice and investor experience, Journal of Behavioural Finance, 6, 57, 10.1207/s15427579jpfm0602_2
Almenberg, 2011, Gender, stock market participation and financial literacy
Arrondel, 2012, Stockholding and financial literacy in the French population, International Journal of Social Sciences and Humanity Studies, 4, 1309
Arruñada, 2010, Protestants and Catholics: Similar work ethic, different social ethic, Economic Journal, 120, 890, 10.1111/j.1468-0297.2009.02325.x
Banks, 2010, Cognitive function, numeracy and retirement saving trajectories, The Economic Journal, 120, 381, 10.1111/j.1468-0297.2010.02395.x
Baum
Brown, 2013, Financial literacy, household investment and household debt: Evidence from Switzerland
Bucher-Koenen, 2011, Financial literacy and retirement planning in Germany, Journal of Pension Economics and Finance, 10, 565, 10.1017/S1474747211000485
Bucks, 2008, Do borrowers know their mortgage terms?, Journal of Urban Economics, 64, 218, 10.1016/j.jue.2008.07.005
Buehler, 1994, Exploring the “planning fallacy”: Why people underestimate their task completion times, Journal of Personality and Social Psychology, 67, 366, 10.1037/0022-3514.67.3.366
Byrne, 2010, The potential for impact of credit unions on members' financial capability: An exploratory study
Campbell, 2006, Household finance, Journal of Finance, 61, 1553, 10.1111/j.1540-6261.2006.00883.x
Carpena, 2011, Unpacking the causal chain of financial literacy, 5798, 10.1596/1813-9450-5798
Choi, 2009, Mental accounting in portfolio choice: Evidence from a flypaper effect, American Economic Review, 99, 2085, 10.1257/aer.99.5.2085
Christelis, 2010, Cognitive abilities and portfolio choice, European Economic Review, 54, 18, 10.1016/j.euroecorev.2009.04.001
Collard, 2012
Collins, 2010, Financial education and counseling: Still holding promise, Journal of Consumer Affairs, 44, 483, 10.1111/j.1745-6606.2010.01179.x
Disney, R. and J.Gathergood (2012), ‘Financial literacy and consumer credit portfolios.’ Mimeo, University of Nottingham.
Disney, 2013, Financial literacy and consumer credit portfolios, Journal of Banking & Finance, 37, 2246, 10.1016/j.jbankfin.2013.01.013
Duca, 2014, Financial literacy and mortgage equity withdrawals, Journal of Urban Economics, 80, 62, 10.1016/j.jue.2013.08.003
Elliehausen, 2006, Consumers' use of high-price credit products: Do they know what they are doing? Networks Financial Institute
Elliot, 2005
Forsyth, 2008, Allocating time to future tasks: The effect of task segmentation on planning fallacy bias, Memory and Cognition, 36, 791, 10.3758/MC.36.4.791
Garðarsdóttir, 2012, The relationship of materialism to debt and financial well-being: The case of Iceland's perceived prosperity, Journal of Economic Psychology, 33, 471, 10.1016/j.joep.2011.12.008
Gathergood, 2012, Self-control, financial literacy and consumer over-indebtedness, Journal of Economic Psychology, 33, 590, 10.1016/j.joep.2011.11.006
Gerardi, 2010, Financial literacy and subprime mortgage delinquency: Evidence from a survey matched to administrative data
Gloukoviezoff, 2007, Levels of financial capability in the UK, Public Money and Management, 27, 29, 10.1111/j.1467-9302.2007.00552.x
Graham, 2009, Investor competence, trading frequency, and home bias, Management Science, 55, 1094, 10.1287/mnsc.1090.1009
Guiso, 2003, People's opium? Religion and economic attitudes, Journal of Monetary Economics, 50, 225, 10.1016/S0304-3932(02)00202-7
Hastings, 2011, How financial literacy and impatience shape retirement wealth and investment behaviours
Hathaway, 2008, Do financial education programs work?, 10.26509/frbc-wp-200803
Hung, 2009, Defining and measuring financial literacy
Karlan, 2008, Lying about borrowing, Journal of the European Economic Association, 6, 510, 10.1162/JEEA.2008.6.2-3.510
Karlan, 2012, Getting to the top of mind: How reminders increase saving
Keister, 2003, Religion and wealth: The role of religious affiliation and participation in early adult asset accumulation, Social Forces, 82, 175, 10.1353/sof.2003.0094
Kim, 2003, Relationships among credit counselling clients' financial well-being, financial behaviours, financial stressor events and health, Financial Counselling and Planning, 14, 75
Klapper, 2012, Financial literacy and the financial crisis
Lea, 1995, Psychological factors in consumer debt: Money management, economic socialization, and credit use, Journal of Economic Psychology, 16, 681, 10.1016/0167-4870(95)00013-4
Lusardi, 2011, Americans' financial capability
Lusardi, 2013
Lusardi, 2013, Financial literacy and high-cost borrowing in the United States
Lusardi, 2007, Baby boomers' retirement security: The role of planning, financial literacy and housing wealth, Journal of Monetary Economics, 54, 205, 10.1016/j.jmoneco.2006.12.001
Lusardi, 2008, Planning and financial literacy: How do women fare?, American Economic Review, 98, 413, 10.1257/aer.98.2.413
Lusardi, 2009, How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness
Lusardi, 2011, Financial literacy and planning: Implications for retirement wellbeing
Lusardi, 2011, Financial literacy around the world: An overview, Journal of Pension Economics and Finance, 10, 497, 10.1017/S1474747211000448
Lusardi, 2014, The economic importance of financial literacy: Theory and evidence, Journal of Economic Literature, 52, 5, 10.1257/jel.52.1.5
Lusardi, 2009, Debt literacy, financial experiences, and overindebtedness
Lusardi, 2009, Teach workers about the peril of debt, Harvard Business Review, 87, 22
Martin, 2007, A literature review on the effectiveness of financial education
Melzer, 2011, The real costs of credit access: Evidence from the payday lending market, The Quarterly Journal of Economics, 126, 517, 10.1093/qje/qjq009
NISRA, 2012
Norvilitis, 2006, Personality factors, money attitudes, financial knowledge, and credit-card debt in college students, Journal of Applied Social Psychology, 36, 1395, 10.1111/j.0021-9029.2006.00065.x
O'Donoghue, 1999, Doing it now or later, American Economic Review, 89, 103, 10.1257/aer.89.1.103
OECD, 2005
OECD INFE, 2011
Renneboog, 2012, Religion, economic attitudes, and household finance, Oxford Economic Papers, 64, 103, 10.1093/oep/gpr025
Roodman, 2007, CMP: Stata module to implement conditional (recursive) mixed process estimator
Song, 2011, Financial illiteracy and pension contributions: A field experiment on compound interest in China
Stango, 2009, Exponential growth bias and household finance, Journal of Finance, 64, 2807, 10.1111/j.1540-6261.2009.01518.x
Stango, 2014, Limited and varying consumer attention evidence from shocks to the salience of bank overdraft fees, Review of Financial Studies, 27, 990, 10.1093/rfs/hhu008
Van Rooij, 2011, Financial literacy and stock market participation, Journal of Financial Economics, 101, 449, 10.1016/j.jfineco.2011.03.006
Van Rooij, 2012, Financial literacy, retirement planning, and households wealth, Economic Journal, 122, 449, 10.1111/j.1468-0297.2012.02501.x
Weber, M. (1905), The Protestant ethic and the spirit of capitalism reprinted by Taylor & Francis (UK) in 2013.
World Council of Credit Unions, 2013
Zinman, 2009, Where is the missing credit card debt? Clues and implications, Review of Income and Wealth, 55, 249, 10.1111/j.1475-4991.2009.00321.x
Zinman, 2014