Gender gap in peer-to-peer lending: Evidence from China

Agier, 2013, Microfinance and gender: is there a glass ceiling on loan size?, World Dev., 42, 165, 10.1016/j.worlddev.2012.06.016 Alesina, 2013, On the origins of gender roles: women and the plough, Q. J. Econ., 128, 469, 10.1093/qje/qjt005 Alesina, 2013, Do women pay more for credit? Evidence from Italy, J. Eur. Econ. Assoc., 11, 45, 10.1111/j.1542-4774.2012.01100.x Arch, 1993, Risk-taking: a motivational basis for sex-differences, Psychol. Rep., 73, 3, 10.2466/pr0.1993.73.1.3 Arrow, 1971 Asiedu, 2012, Access to credit by small businesses: how relevant are race, ethnicity, and gender?, Am. Econ. Rev., 102, 532, 10.1257/aer.102.3.532 Asiedu, 2013, Access to credit by firms in sub-Saharan Africa: how relevant is gender?, Am. Econ. Rev., 103, 293, 10.1257/aer.103.3.293 Aterido, 2013, Access to finance in sub-Saharan Africa: is there a gender gap?, World Dev., 47, 102, 10.1016/j.worlddev.2013.02.013 Barasinska, 2014, Is crowdfunding different? Evidence on the relation between gender and funding success from a German peer-to-peer lending platform, Ger. Econ. Rev., 15, 436, 10.1111/geer.12052 Barber, 2001, Boys will be boys: gender, overconfidence, and common stock investment, Q. J. Econ., 116, 261, 10.1162/003355301556400 Beck, 2013, Gender and banking: are women better loan officers?, Rev. Financ., 17, 1279, 10.1093/rof/rfs028 Becker, 1957 Becker, 1971 Bellucci, 2010, Does gender matter in bank−firm relationships? Evidence from small business lending, J. Bank. Financ., 34, 2968, 10.1016/j.jbankfin.2010.07.008 Belsley, 1980 Berger, 2013, Does it pay to have friends? Social ties and executive appointments in banking, J. Bank. Financ., 37, 2087, 10.1016/j.jbankfin.2013.01.040 Berkovec, 1998, Discrimination, competition, and loan performance in FHA mortgage lending, Rev. Econ. Stat., 80, 241, 10.1162/003465398557483 Bernardi, 1997, An examination of moral development within public accounting by gender, staff level, and firm, Contemp. Account. Res., 14, 653, 10.1111/j.1911-3846.1997.tb00545.x Bertocchi, 2011, Marriage and other risky assets: a portfolio approach, J. Bank. Financ., 35, 2902, 10.1016/j.jbankfin.2011.03.019 Bessis, 2015 Blanchflower, 2003, Discrimination in the small-business credit market, Rev. Econ. Stat., 85, 930, 10.1162/003465303772815835 Buvinic, 1990, Sex differences in access to a small enterprise development fund in Peru, World Dev., 18, 695, 10.1016/0305-750X(90)90018-S Carling, 2001, Dormancy risk and expected profits of consumer loans, J. Bank. Financ., 25, 717, 10.1016/S0378-4266(00)00093-5 Carling, 2007, Corporate credit risk modeling and the macroeconomy, J. Bank. Financ., 31, 845, 10.1016/j.jbankfin.2006.06.012 Carnabuci, 2015, Social networks, cognitive style, and innovative performance: a contingency perspective, Acad. Manage. J., 58, 881, 10.5465/amj.2013.1042 Cavalluzzo, 1998, Market structure and discrimination: the case of small businesses, J. Money Credit Bank., 30, 771, 10.2307/2601128 Chen, 2017, The impact of board gender composition on dividend payouts, J. Corp. Financ., 43, 86, 10.1016/j.jcorpfin.2017.01.001 Chen, 2018, The role of punctuation in P2P lending: evidence from China, Econ. Model., 68, 634, 10.1016/j.econmod.2017.05.007 Coates, 2008, Endogenous steroids and financial risk taking on aLondon, trading floor, Proc. Natl. Acad. Sci. U. S. A., 105, 6167, 10.1073/pnas.0704025105 Conyon, 2017, Firm performance and boardroom gender diversity: a quantile regression approach, J. Bus. Res., 79, 198, 10.1016/j.jbusres.2017.02.006 Cronqvist, 2016, The fetal origins hypothesis in finance: prenatal environment, the gender gap, and investor behavior, Rev. Financ. Stud., 29, 739 Croson, 2009, Gender differences in preferences, J. Econ. Lit., 47, 448, 10.1257/jel.47.2.448 Cumming, 2015, Gender diversity and securities fraud, Acad. Manage. J., 58, 1572, 10.5465/amj.2013.0750 Demirguc-Kunt, 2018 Duarte, 2012, Trust and credit: the role of appearance in peer-to-peer lending, Rev. Financ. Stud., 25, 2455, 10.1093/rfs/hhs071 Eckel, 2015, Thar SHE blows? Gender, competition, and bubbles in experimental asset markets, Am. Econ. Rev., 105, 906, 10.1257/aer.20130683 Faccio, 2016, CEO gender, corporate risk-taking, and the efficiency of capital allocation, J. Corp. Financ., 39, 193, 10.1016/j.jcorpfin.2016.02.008 Fang, 2017, Gender and connections among Wall Street analysts, Rev. Financ. Stud., 30, 3305, 10.1093/rfs/hhx040 Fernandez, 2014, Unilateral divorce, the decreasing gender gap, and married women's labor force participation, Am. Econ. Rev., 104, 342, 10.1257/aer.104.5.342 Gneezy, 2009, Gender differences in competition: evidence from a matrilineal and a patriarchal society, Econometrica, 77, 1637, 10.3982/ECTA6690 Greene, 2003 Grinblatt, 2001, How distance, language, and culture influence stockholdings and trades, J. Financ., 56, 1053, 10.1111/0022-1082.00355 Grinblatt, 2011, IQ and stock market participation, J. Financ., 66, 2121, 10.1111/j.1540-6261.2011.01701.x Hayre, 1992, Mortgage mathematics Heckman, 1979, Sample selection bias as a specification error, Econometrica, 47, 153, 10.2307/1912352 Heckman, 1998, Characterizing selection bias using experimental data, Econometrica, 66, 1017, 10.2307/2999630 Hertzberg, 2010, Information and incentives inside the firm: evidence from loan officer rotation, J. Financ., 65, 795, 10.1111/j.1540-6261.2010.01553.x Huang, 2013, Gender and corporate finance: are male executives overconfident relative to female executives?, J. Financ. Econ., 108, 822, 10.1016/j.jfineco.2012.12.005 Huberman, 2001, Familiarity breeds investment, Rev. Financ. Stud., 14, 659, 10.1093/rfs/14.3.659 Iyer, 2016, Screening peers softly: inferring the quality of small borrowers, Manage. Sci., 62, 1554, 10.1287/mnsc.2015.2181 Jacobson, 2003, Bank lending policy, credit scoring and value-at-risk, J. Bank. Financ., 27, 615, 10.1016/S0378-4266(01)00254-0 Jurkus, 2011, Women in top management and agency costs, J. Bus. Res., 64, 180, 10.1016/j.jbusres.2009.12.010 Ladd, 1998, Evidence on discrimination in mortgage lending, J. Econ. Perspect., 12, 41, 10.1257/jep.12.2.41 Leary, 2014, Do peer firms affect corporate financial policy?, J. Financ., 69, 139, 10.1111/jofi.12094 Lennox, 2012, Selection models in accounting research, Account. Rev., 87, 589, 10.2308/accr-10195 Lin, 2016, Home bias in online investments: an empirical study of an online crowdfunding market, Manage. Sci., 62, 1393, 10.1287/mnsc.2015.2206 Little, 1985, A note about models for selectivity bias, Econometrica, 53, 1469, 10.2307/1913222 Mantel, 1959, Statistical aspects of the analysis of data from retrospective studies of disease, J. Natl. Cancer Inst., 22, 719 Michels, 2012, Do unverifiable disclosures matter? Evidence from peer-to-peer lending, Account. Rev., 87, 1385, 10.2308/accr-50159 Moro, 2017, Does a manager's gender matter when accessing credit? Evidence from European data, J. Bank. Financ., 80, 119, 10.1016/j.jbankfin.2017.04.009 Muravyev, 2009, Entrepreneurs’ gender and financial constraints: evidence from international data, J. Comp. Econ., 37, 270, 10.1016/j.jce.2008.12.001 Paglia, 2014, The effects of private equity and venture capital on sales and employment growth in small and medium-sized businesses, J. Bank. Financ., 47, 177, 10.1016/j.jbankfin.2014.06.023 Phelps, 1972, The statistical theory of racism and sexism, Am. Econ. Rev., 62, 659 Pope, 2011, What's in a picture? Evidence of discrimination from Prosper.com, J. Hum. Resour., 46, 53 Powell, 1997, Gender differences in risk behaviour in financial decision-making: an experimental analysis, J. Econ. Psychol., 18, 605, 10.1016/S0167-4870(97)00026-3 Ravina, 2012, Love & loans: the effect of beauty and personal characteristics in credit markets Rosenbaum, 2002 Rosenbaum, 1983, The central role of the propensity score in observational studies for causal effects, Biometrika, 70, 41, 10.1093/biomet/70.1.41 Seasholes, 2010, Individual investors and local bias, J. Financ., 65, 1987, 10.1111/j.1540-6261.2010.01600.x Shahriar, 2016, Exposure to intimate partner violence and repayment of microcredit: evidence from field experiments in Bangladesh, J. Bank. Financ., 72, 1, 10.1016/j.jbankfin.2016.07.012 Staiger, 1994, Instrumental variables regression with weak instruments, Econometrica, 65, 557, 10.2307/2171753 Steinbuks, 2015, Effects of prepayment regulations on termination of subprime mortgages, J. Bank. Financ., 59, 445, 10.1016/j.jbankfin.2015.07.012 Sundén, 1998, Gender differences in the allocation of assets in retirement savings plans, Am. Econ. Rev., 88, 207 Tourani-Rad, 2016, Are foreign IPOs really foreign? Price efficiency and information asymmetry of Chinese foreign IPOs, J. Bank. Financ., 63, 95, 10.1016/j.jbankfin.2015.08.006 Wiswall, 2018, Preference for the workplace, investment in human capital, and gender, Q. J. Econ., 133, 457, 10.1093/qje/qjx035 World Economic Forum, 2017. The Global Gender Gap Report 2017. Available at:https://www.weforum.org/reports/the-global-gender-gap-report-2017. Zhao, 2004, Using matching to estimate treatment effects: data requirements, matching metrics, and Monte Carlo evidence, Rev. Econ. Stat., 86, 91, 10.1162/003465304323023705