Credit Card Ownership Among American High School Seniors: 1997–2008
Tóm tắt
Từ khóa
Tài liệu tham khảo
Allen, M. W., Edwards, R., Hayhoe, C. R., & Leach, L. (2007). Imagined interactions, family money management patterns and coalitions, and attitudes toward money and credit. Journal of Family and Economic Issues, 28(1), 3–22.
Allison, P. D. (1999). Logistic regression using SAS: Theory and application. Cary, NC: SAS Institute, Inc.
Ausubel, L. M. (1997). Credit card defaults, credit card profits, and bankruptcy. The American Bankruptcy Law Journal, 71(spring), 249–270.
Baek, E., & Hong, G.-S. (2004). Effects of family life-cycle stages on consumer debts. Journal of Family and Economic Issues, 25(3), 359–385.
Baird, A., Gruber, S., Fein, D., Maas, L., Steingard, R., Renshaw, P., et al. (1999). Functional magnetic resonance imaging of facial affect recognition in children and adolescents. Journal of the American Academy of Child and Adolescent Psychiatry, 28(2), 195–199.
Borden, L. M., Lee, S.-A., Serido, J., & Collins, D. (2008). Changing college students’ financial knowledge, attitudes, and behavior through seminar participation. Journal of Family and Economic Issues, 29(1), 23–40.
Carswell, A. T. (2009). Does housing counseling change consumer financial behaviors? Evidence from Philadelphia. Journal of Family and Economic Issues, 30(4), 339–356.
Collins, J. M. (2007). Exploring the design of financial counseling for mortgage borrowers in default. Journal of Family and Economic Issues, 28(2), 207–226.
Credit Card Accountability Responsibility and Disclosure Act of 2009, H.R. 627, 111th Cong., 1st Sess. (2009).
Davies, E., & Lea, S. (1995). Student attitudes to student debt. Journal of Economic Psychology, 16(4), 663–679.
Davis, J., & Bauman, K. (2008). School enrollment in the United States: 2006. Retrieved January 8, 2009, from http://www.census.gov/prod/2008pubs/p20-559.pdf .
Evans, E. A., & Lown, J. (2008). Predictors of Chapter 13 completion rates: The role of socioeconomic variables and consumer debt type. Journal of Family and Economic Issues, 29(2), 202–218.
Federal Reserve System Board of Governors. (1968). Consumer credit protection act. Retrieved February 19, 2007, from http://www.fdic.gov/regulations/laws/rules/6500-200.html .
Galotti, K. M. (2001). Helps and hindrances for adolescents making important real-life decisions. Journal of Applied Developmental Psychology, 22, 275–287.
Gatherum, A. J. (1993). Children’s financial management competence: A gender specific socialization process. Unpublished doctoral dissertation, Oregon State University.
General Accountability Office. (2001). Consumer finance: College students and credit cards. Retrieved March 2, 2007, from http://www.gao.gov/new.items/d01773.pdf .
Halpern-Felsher, B., & Cauffman, E. (2001). Costs and benefits of a decision: Decision-making competence in adolescents and adults. Journal of Applied Developmental Pyschology, 22, 257–273.
Hanes-Bordas, R., Kiss, D., & Yilmazer, T. (2008). Effectiveness of financial education on financial management behavior and account usage: Evidence from the ‘Second Chance’ program. Journal of Family and Economic Issues, 29(3), 362–390.
Hayhoe, C. R., Leach, L., & Turner, P. R. (1999). Discriminating the number of credit cards held by college students using credit and money attitudes. Journal of Economic Psychology, 20(6), 643–656.
Johnson, D. S., & Lino, M. (2000). Teenagers: Employment and contributions to family spending. Monthly Labor Review, 123, 15–25.
Joo, S., & Grable, J. E. (2004). An exploratory framework of the determinants of financial satisfaction. Journal of Family and Economic Issues, 25(1), 25–50.
Kellison, B., Brockett, P., Shin, S., & Li, S. (2003). A statistical analysis of the relationship between credit history and insurance losses. Bureau of Business Research, Retrieved February 1, 2007, from http://bbr.icc.utexas.edu/index.php?pid=100&pub=239 .
Lander, D. A. (2008). Regulating consumer lending. In J. J. Xiao (Ed.), Handbook of consumer finance research (pp. 387–410). New York: Springer.
Leach, B. W. (2005). The unfinished business of bankruptcy reform: A proposal to improve the treatment of support creditors. Yale Law Journal, 115(1), 247–255.
Lewis, M. (2002). Child and adolescent psychology; a comprehensive textbook (3rd ed.). New York, NY: Lippincott, Williams & Wilkins.
Linn, S. (2004). Consuming kids: The hostile takeover of childhood. New York, NY: New Press.
Lucey, T. A. (2005). Assessing the reliability and validity of the Jump$tart survey of financial literacy. Journal of Family and Economic Issues, 26(2), 283–294.
Mandell, L. (2004). Financial literacy: Are we improving? Results of the 2004 national Jump$tart Coalition survey. Washington, DC: Jump$tart Coalition for Personal Financial Literacy.
Mandell, L. (2006). Financial literacy: Improving education: Results of the 2006 national Jump$tart Coalition survey. Washington, DC: Jump$tart Coalition for Personal Financial Literacy.
Mandell, L. (2008). Financial literacy of high school students. In J. J. Xiao (Ed.), Handbook of consumer finance research (pp. 163–184). New York: Springer.
Manning, R. D. (2000). Credit card nation: The consequences of America’s addition to credit. New York: Basic Books.
Manning, R. D. (2005). Living with debt: A life stage analysis of changing attitudes and behaviors. Charlotte, NC: LendingTree.com.
Markel, K. S., & Frone, M. R. (1998). Job characteristics, work-school conflict, and school outcomes among adolescents: Testing a structural model. Journal of Applied Psychology, 83(2), 277–287.
Marquette Nat. Bank v. First of Omaha Svc. Corp. (1978). 439 U.S. 299.
McNeal, R. B. (1997). Are students being pulled out of high school? The effect of adolescent employment on dropping out. Sociology of Education, 70, 206–220.
Nellie Mae. (2005). Undergraduate students and credit cards in 2004. Retrieved February 15, 2007, from http://www.nelliemae.com/library/research_12.html .
Plunkett T., & Mierzwinski, E. (2009). Testimony of twelve consumer and community groups on HR 627 and HR 1456 before the subcommittee on financial institutions and consumer credit by Travis Plunkett of the Consumer Federation of America and Edmund Mierzwinski of U.S. PIRG. Retrieved May 30, 2009, from http://www.defendyourdollars.org/pdf/CFA-testimony-HR627-HR-1456.pdf .
Moorman, D. C., & Garasky, S. (2008). Consumer debt repayment behavior as a precursor to bankruptcy. Journal of Family and Economic Issues, 29(2), 219–233.
Nocera, J. (1995). A piece of the action: How the middle class joined the money class. New York, NY: Touchstone.
Peng, T.-C. M., Bartholomae, S., Fox, J., & Cravener, G. (2007). The impact of personal finance education delivered in high school and college courses. Journal of Family and Economic Issues, 28(2), 265–284.
Sullivan, T. A., Warren, E., & Westbrook, J. L. (1999). As we forgive our debtors: Bankruptcy and consumer credit in America. New York: Oxford University Press.
Sullivan, T. A., Warren, E., & Westbrook, J. L. (2000). The fragile middle class: Americans in debt. New Haven, CT: Yale University Press.
Varcoe, K. P., Peterson, S., Garrett, C., Martin, A., Rene, P., & Costello, C. (2001). What teens want to know about financial management. Journal of Family and Consumer Sciences, 93(2), 30–34.
Watkins, J. P. (2000). Corporate power and the evolution of consumer credit. Journal of Economic Issues, 34(4), 909–932.
White, M. J. (2007). Bankruptcy reform and credit cards. Journal of Economic Perspectives, 21(4), 175–199.